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Check Out 48032 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Jeddo, MI.

We will gather some basic information about your home in Jeddo, MI and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Michigan licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 48032 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 48032

We have pulled together a variety of data related to homeowners insurance in Michigan. Simply click on one of the links below to learn about the average cost of homeowners insurance in Michigan as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jeddo, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

48032 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 48032 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Michigan is roughly $806. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 48032 homeowners insurance policy!

48032 Home Insurance Average Premiums

Local 48032 homeowners insurance quotes comparison

$556 /yr.

Shows Zip Code: 48032 lowest rates with discounts applied on average.

For the 48032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$556 /yr.
Average Coverage:$806 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1106 /yr.

What is the average home insurance cost for a home in 48032?

  • • The average homeowners insurance premium paid annually for a home in 48032 is around $806 per year.

What does it cost on average per month for home insurance in 48032?

  • • Homeowners in 48032 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 48032?

  • • Autoowners in 48032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jeddo area, check out other zip codes nearby 48032.
Review average rates in another zip code:
48032 homeowners insurance rates

Home Replacement Cost Coverage in 48032

Average Building Cost Per Square Foot in 48032: $132

Location: Jeddo, Michigan (Saint Clair County)

Average Square Footage in 48032: 1,535 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48032 before you start any project. Jeddo homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,535 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jeddo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,535$202,600
Additional Upgrades & Added Features$1651,535$253,250
Major Home Updates or Advancements$1981,535$303,900

It's important to understand that when you estimate your replacement cost of your home in the 48032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48032

Best Home & Auto Insurance Agencies in 48032

Housing Demographics for 48032

Population Review for 48032 Zip Code

For the city of Jeddo, the population within 48032 has increased to over 2,302 residents in population size. The current population total is 2,193. We have broken down the population based on race below. In 48032, there are over 1128 in male population and 1065 females.

PopulationValues
Total Population2,193
White Population2085
Black Population7
Hispanic Population47
Asian Population11
Hawaiian Population0
Indian Population4
Other Population16
Male Population1128
Female Population1065
Population Estimate2302

Household Data for 48032

The average number of homes in 48032 is around 813, there are an average of 2.68 per household. The average house value according to local real estate values is around $202,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode813
Persons Per Household2.68
Average House Value$202,600
Income Per Household$73287
Median Age45.3
Median Age Male45.8
Median Age Female44.7
48032 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code810
CityJeddo
City Alias NameJEDDO
CountySaint Clair
County FIPS147
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees127
Business First Quarter Payroll1204
Business Annual Payroll5498
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District09
Congressional LandArea183.59
Delivery Residential859
Delivery Business8
Delivery Total900
Preferred Last Line KeyY12141
Classification Code
Multi-CountyY
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY12141
Land Area36.867000
Water Area0.318000
City Alias Code
City Mixed CaseJeddo
City Alias Mixed CaseJeddo
Box Count14
SFDU859
MFDU0
State ANSI26
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number254840
Unique ZIP Name
SSA State County Code23730
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSaint Clair

Michigan Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]