Get multiple home insurance quotes in 48066. Our licensed 48066, MI agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 48066

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 48066, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Roseville, MI from a list of top tier nationwide insurers.

Our Michigan licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 48066 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 48066

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Roseville, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

48066 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Roseville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 48066, homeowners are seeing rates around 732 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 48066!

48066 Home Insurance Average Premiums

Local 48066 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 48066 lowest rates with discounts applied on average.

For the 48066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 48066?

  • • The average homeowners insurance premium paid annually for a home in 48066 is around $732 per year.

What does it cost on average per month for home insurance in 48066?

  • • Homeowners in 48066 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 48066?

  • • Autoowners in 48066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roseville area, check out other zip codes nearby 48066.
Review average rates in another zip code:
48066 homeowners insurance rates

Home Replacement Cost Coverage in 48066

Average Building Cost Per Square Foot in 48066: $132

Location: Roseville, Michigan (Macomb County)

Average Square Footage in 48066: 813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48066 before you start any project. Roseville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 813 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roseville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132813$107,300
Additional Upgrades & Added Features$165813$134,125
Major Home Updates or Advancements$198813$160,950

It's important to understand that when you estimate your replacement cost of your home in the 48066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48066

Brinch Agency LLC

Address: 19741 East 13 Mile Road Roseville, MI 48066
Phone: (586)415-4214
Website: www.brinchagency.com

Best Home & Auto Insurance Agencies in 48066

Eubanks- Dalan W

Address: 25929 Gratiot Ave Roseville, MI 48066
Phone:
Website: http://www.dalaneubanks.com
Info:

State Farm Insurance Companies - Agents- St Clair Shores

Address: 25310 Little Mack Ave Roseville, MI 48066
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Filber- Richard D - State Farm Insurance Agent

Address: 31613 Gratiot Ave Roseville, MI 48066
Phone:
Website:
Info:

Brooks Agency

Address: 19921 E 12 Mile Rd Roseville, MI 48066
Phone:
Website:
Info:

Brinch Agency LLC

Address: 19741 E 13 Mile Rd Roseville, MI 48066
Phone:
Website: http://www.brinchagency.com
Info:

Housing Demographics for 48066

Population Review for 48066 Zip Code

For the city of Roseville, the population within 48066 has increased to over 48,698 residents in population size. The current population total is 47,789. We have broken down the population based on race below. In 48066, there are over 23325 in male population and 24464 females.

PopulationValues
Total Population47,789
White Population32732
Black Population10013
Hispanic Population1325
Asian Population892
Hawaiian Population13
Indian Population179
Other Population445
Male Population23325
Female Population24464
Population Estimate48698

Household Data for 48066

The average number of homes in 48066 is around 20,100, there are an average of 2.36 per household. The average house value according to local real estate values is around $107,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,100
Persons Per Household2.36
Average House Value$107,300
Income Per Household$51861
Median Age38.6
Median Age Male37.0
Median Age Female40.2
48066 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code586
CityRoseville
City Alias NameROSEVILLE
CountyMacomb
County FIPS099
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1004
Number Of Employees14063
Business First Quarter Payroll136241
Business Annual Payroll603432
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District10
Congressional LandArea4140.44
Delivery Residential20635
Delivery Business1269
Delivery Total23498
Preferred Last Line KeyY12693
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY12693
Land Area9.860000
Water Area0.027000
City Alias Code
City Mixed CaseRoseville
City Alias Mixed CaseRoseville
Box Count276
SFDU16522
MFDU1214
State ANSI26
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number258210
Unique ZIP Name
SSA State County Code23490
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMacomb

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]