Get multiple home insurance quotes in 48168. Our licensed 48168, MI agents are ready to serve you.

Homeowners Insurance in 48168

In Northville, MI, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 48168 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 48168 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48168 should appear in the zip code field ready to go.

48168 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Michigan, you are going to see rates around the average home insurance premium per year of $775. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Northville home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 48168 Home Insurance Rates Now!

Best 3 Options to Compare in 48168

If you want homeowners insurance quotes within the city of Northville or in the 48168 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Northville, MI.

48168 Home Insurance Average Premiums

Local 48168 homeowners insurance quotes comparison

$525 /yr.

Shows Zip Code: 48168 lowest rates with discounts applied on average.

For the 48168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$525 /yr.
Average Coverage:$775 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1075 /yr.

What is the average home insurance cost for a home in 48168?

  • • The average homeowners insurance premium paid annually for a home in 48168 is around $775 per year.

What does it cost on average per month for home insurance in 48168?

  • • Homeowners in 48168 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 48168?

  • • Autoowners in 48168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northville area, check out other zip codes nearby 48168.
Review average rates in another zip code:
48167 homeowners insurance rates
48168 homeowners insurance rates

Home Replacement Cost Coverage in 48168

Average Building Cost Per Square Foot in 48168: $132

Location: Northville, Michigan (Wayne County)

Average Square Footage in 48168: 3,442 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48168 before you start any project. Northville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,442 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1323,442$454,400
Additional Upgrades & Added Features$1653,442$568,000
Major Home Updates or Advancements$1983,442$681,600

It's important to understand that when you estimate your replacement cost of your home in the 48168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48168

Best Home & Auto Insurance Agencies in 48168

Coleman- Millard P

Address: 18600 Northville Rd Northville, MI 48168
Phone:
Website:
Info:

Krygier- Todd A

Address: 42000 6 Mile Rd Northville, MI 48168
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 48168

Population Review for 48168 Zip Code

For the city of Northville, the population within 48168 has increased to over 25,538 residents in population size. The current population total is 24,517. We have broken down the population based on race below. In 48168, there are over 12052 in male population and 12465 females.

PopulationValues
Total Population24,517
White Population17374
Black Population616
Hispanic Population807
Asian Population4975
Hawaiian Population2
Indian Population34
Other Population211
Male Population12052
Female Population12465
Population Estimate25538

Household Data for 48168

The average number of homes in 48168 is around 8,872, there are an average of 2.76 per household. The average house value according to local real estate values is around $454,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,872
Persons Per Household2.76
Average House Value$454,400
Income Per Household$153665
Median Age45.3
Median Age Male44.8
Median Age Female45.9
48168 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code248/947
CityNorthville
City Alias NameNORTHVILLE
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses368
Number Of Employees3805
Business First Quarter Payroll62400
Business Annual Payroll253777
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District06|12
Congressional LandArea3546.74|403.21
Delivery Residential9253
Delivery Business211
Delivery Total12436
Preferred Last Line KeyY12482
Classification Code
Multi-CountyY
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY12482
Land Area19.589000
Water Area0.229000
City Alias Code
City Mixed CaseNorthville
City Alias Mixed CaseNorthville
Box Count0
SFDU7745
MFDU22
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number256870
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]