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48179 Home Insurance Rates & Premiums

Did you know there are over 3,239 people living within the 48179 zip code area? There are over 1,370 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 48179.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Michigan are on the rise. The estimated average premium is around $759 a year for a standard homeowners insurance policy in South Rockwood. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: South Rockwood, MI Homeowners Insurance Quotes Online

48179 Home Insurance Average Premiums

Local 48179 homeowners insurance quotes comparison

$509 /yr.

Shows Zip Code: 48179 lowest rates with discounts applied on average.

For the 48179, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$509 /yr.
Average Coverage:$759 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1059 /yr.

What is the average home insurance cost for a home in 48179?

  • • The average homeowners insurance premium paid annually for a home in 48179 is around $759 per year.

What does it cost on average per month for home insurance in 48179?

  • • Homeowners in 48179 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 48179?

  • • Autoowners in 48179 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Rockwood area, check out other zip codes nearby 48179.
Review average rates in another zip code:
48179 homeowners insurance rates

Home Replacement Cost Coverage in 48179

Average Building Cost Per Square Foot in 48179: $132

Location: South Rockwood, Michigan (Monroe County)

Average Square Footage in 48179: 1,446 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48179 before you start any project. South Rockwood homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48179 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48179 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,446 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Rockwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,446$190,900
Additional Upgrades & Added Features$1651,446$238,625
Major Home Updates or Advancements$1981,446$286,350

It's important to understand that when you estimate your replacement cost of your home in the 48179 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48179

Best Home & Auto Insurance Agencies in 48179

Housing Demographics for 48179

Population Review for 48179 Zip Code

For the city of South Rockwood, the population within 48179 has increased to over 3,171 residents in population size. The current population total is 3,239. We have broken down the population based on race below. In 48179, there are over 1636 in male population and 1603 females.

PopulationValues
Total Population3,239
White Population2955
Black Population49
Hispanic Population109
Asian Population14
Hawaiian Population0
Indian Population14
Other Population22
Male Population1636
Female Population1603
Population Estimate3171

Household Data for 48179

The average number of homes in 48179 is around 1,370, there are an average of 2.36 per household. The average house value according to local real estate values is around $190,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,370
Persons Per Household2.36
Average House Value$190,900
Income Per Household$93066
Median Age48.6
Median Age Male47.9
Median Age Female49.1
48179 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias AbbreviationS ROCKWOOD
Area Code734
CitySouth Rockwood
City Alias NameSOUTH ROCKWOOD
CountyMonroe
County FIPS115
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA33780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses39
Number Of Employees374
Business First Quarter Payroll4328
Business Annual Payroll23631
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population152021
CBSA Division Population0
Congressional District05
Congressional LandArea2348.7
Delivery Residential1344
Delivery Business14
Delivery Total5161
Preferred Last Line KeyY12810
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_Name
City State KeyY12810
Land Area20.333000
Water Area4.395000
City Alias Code
City Mixed CaseSouth Rockwood
City Alias Mixed CaseSouth Rockwood
Box Count79
SFDU1080
MFDU0
State ANSI26
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number258840
Unique ZIP Name
SSA State County Code23570
Medicare CBSA Code33780
Medicare CBSA NameMonroe, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMonroe

Michigan Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]