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48188 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 48188 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Canton, MI quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 48188.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 48188 and start shopping.

Quickly and Easily Compare Average Rates for 48188

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Canton, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 48188

Homeowners in Canton are paying roughly $832 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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48188 Home Insurance Average Premiums

Local 48188 homeowners insurance quotes comparison

$582 /yr.

Shows Zip Code: 48188 lowest rates with discounts applied on average.

For the 48188, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$582 /yr.
Average Coverage:$832 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1132 /yr.

What is the average home insurance cost for a home in 48188?

  • • The average homeowners insurance premium paid annually for a home in 48188 is around $832 per year.

What does it cost on average per month for home insurance in 48188?

  • • Homeowners in 48188 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 48188?

  • • Autoowners in 48188 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Canton area, check out other zip codes nearby 48188.
Review average rates in another zip code:
48187 homeowners insurance rates
48188 homeowners insurance rates

Home Replacement Cost Coverage in 48188

Average Building Cost Per Square Foot in 48188: $132

Location: Canton, Michigan (Wayne County)

Average Square Footage in 48188: 2,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48188 before you start any project. Canton homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48188 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48188 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,220 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1322,220$293,000
Additional Upgrades & Added Features$1652,220$366,250
Major Home Updates or Advancements$1982,220$439,500

It's important to understand that when you estimate your replacement cost of your home in the 48188 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48188

Best Home & Auto Insurance Agencies in 48188

Housing Demographics for 48188

Population Review for 48188 Zip Code

For the city of Canton, the population within 48188 has increased to over 49,456 residents in population size. The current population total is 46,161. We have broken down the population based on race below. In 48188, there are over 22735 in male population and 23426 females.

PopulationValues
Total Population46,161
White Population26743
Black Population5749
Hispanic Population1827
Asian Population10109
Hawaiian Population9
Indian Population136
Other Population510
Male Population22735
Female Population23426
Population Estimate49456

Household Data for 48188

The average number of homes in 48188 is around 16,734, there are an average of 2.75 per household. The average house value according to local real estate values is around $293,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,734
Persons Per Household2.75
Average House Value$293,000
Income Per Household$109037
Median Age38.5
Median Age Male37.4
Median Age Female39.6
48188 DetailsValues
StateMI
State Full NameMichigan
City TypeB
City Alias Abbreviation
Area Code734
CityCanton
City Alias NameCANTON
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses568
Number Of Employees7805
Business First Quarter Payroll86606
Business Annual Payroll360839
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District06
Congressional LandArea3546.74
Delivery Residential17984
Delivery Business387
Delivery Total23481
Preferred Last Line KeyY11574
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY11574
Land Area17.894000
Water Area0.002000
City Alias Code
City Mixed CaseCanton
City Alias Mixed CaseCanton
Box Count0
SFDU11585
MFDU576
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number259790
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

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