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Quickly Revew Homeowners Insurance in 48192

If you own a home in Wyandotte, MI you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 48192 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Michigan licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 48192 and start comparing rates now.

48192 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 48192 is $718 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 48192 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wyandotte, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

48192 Home Insurance Average Premiums

Local 48192 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 48192 lowest rates with discounts applied on average.

For the 48192, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1018 /yr.

What is the average home insurance cost for a home in 48192?

  • • The average homeowners insurance premium paid annually for a home in 48192 is around $718 per year.

What does it cost on average per month for home insurance in 48192?

  • • Homeowners in 48192 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 48192?

  • • Autoowners in 48192 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wyandotte area, check out other zip codes nearby 48192.
Review average rates in another zip code:
48192 homeowners insurance rates

Home Replacement Cost Coverage in 48192

Average Building Cost Per Square Foot in 48192: $132

Location: Wyandotte, Michigan (Wayne County)

Average Square Footage in 48192: 958 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48192 before you start any project. Wyandotte homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48192 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48192 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 958 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wyandotte area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132958$126,400
Additional Upgrades & Added Features$165958$158,000
Major Home Updates or Advancements$198958$189,600

It's important to understand that when you estimate your replacement cost of your home in the 48192 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48192

Daly Merritt Inc Business & PERL Insrnce Snce 1928

Address: 2121 Biddle Street Suite 200 Wyandotte, MI 48192
Phone: (734)283-1400
Website: www.dalymerritt.com

E W Smith Insurance Agency Inc - Insurance

Address: 1717 Fort Street Wyandotte, MI 48192
Phone: (734)284-4141
Website: www.ewsmith.com

Hamel Michelle Insurance

Address: 1611 Ford Avenue Wyandotte, MI 48192
Phone: (734)283-3080
Website:

Best Home & Auto Insurance Agencies in 48192

Hargrove- Steven H

Address: 1806 Eureka Rd Wyandotte, MI 48192
Phone:
Website:
Info:

Daly Merritt Inc Business & PERL Insrnce Snce 1928

Address: 2121 Biddle Ave, #200 Wyandotte, MI 48192
Phone:
Website: http://www.dalymerritt.com
Info:

E W Smith Insurance Agency Inc - Insurance

Address: 1717 Fort St Wyandotte, MI 48192
Phone:
Website: http://www.ewsmith.com
Info:

Hamel Michelle Insurance

Address: 1611 Ford Ave Wyandotte, MI 48192
Phone:
Website:
Info:

Smigelski- Ronald T - State Farm Insurance Agent

Address: 1201 Fort St Wyandotte, MI 48192
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 48192

Population Review for 48192 Zip Code

For the city of Wyandotte, the population within 48192 has increased to over 25,385 residents in population size. The current population total is 25,058. We have broken down the population based on race below. In 48192, there are over 12356 in male population and 12702 females.

PopulationValues
Total Population25,058
White Population22015
Black Population494
Hispanic Population1791
Asian Population135
Hawaiian Population9
Indian Population133
Other Population415
Male Population12356
Female Population12702
Population Estimate25385

Household Data for 48192

The average number of homes in 48192 is around 11,260, there are an average of 2.22 per household. The average house value according to local real estate values is around $126,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,260
Persons Per Household2.22
Average House Value$126,400
Income Per Household$58869
Median Age42.0
Median Age Male40.3
Median Age Female43.9
48192 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code734
CityWyandotte
City Alias NameWYANDOTTE
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses538
Number Of Employees8739
Business First Quarter Payroll132346
Business Annual Payroll544290
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District13
Congressional LandArea184.85
Delivery Residential11435
Delivery Business722
Delivery Total12771
Preferred Last Line KeyY13129
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY13129
Land Area5.292000
Water Area1.388000
City Alias Code
City Mixed CaseWyandotte
City Alias Mixed CaseWyandotte
Box Count100
SFDU10161
MFDU1138
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number259964
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

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