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Searching for Homeowners Insurance in 48193

If you are a homeowners that lives in 48193 you may be searching for more affordable homeowners insurance in Riverview. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Riverview, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 48193 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Riverview, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 48193 Home Insurance Costs: medium!

In Riverview, homeowners are paying roughly $762 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 48193 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Riverview are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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48193 Home Insurance Average Premiums

Local 48193 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 48193 lowest rates with discounts applied on average.

For the 48193, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 48193?

  • • The average homeowners insurance premium paid annually for a home in 48193 is around $762 per year.

What does it cost on average per month for home insurance in 48193?

  • • Homeowners in 48193 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 48193?

  • • Autoowners in 48193 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverview area, check out other zip codes nearby 48193.
Review average rates in another zip code:
48193 homeowners insurance rates

Home Replacement Cost Coverage in 48193

Average Building Cost Per Square Foot in 48193: $132

Location: Riverview, Michigan (Wayne County)

Average Square Footage in 48193: 1,270 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48193 before you start any project. Riverview homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48193 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48193 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,270 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,270$167,700
Additional Upgrades & Added Features$1651,270$209,625
Major Home Updates or Advancements$1981,270$251,550

It's important to understand that when you estimate your replacement cost of your home in the 48193 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48193

Best Home & Auto Insurance Agencies in 48193

Kozlowski- Norbert A - State Farm Insurance Agent

Address: 16260 King Rd Riverview, MI 48193
Phone:
Website:
Info:

Dick Balogh Ins Agcy Inc - State Farm Insurance Agent

Address: 17141 Quarry St Riverview, MI 48193
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 48193

Population Review for 48193 Zip Code

For the city of Riverview, the population within 48193 has increased to over 16,245 residents in population size. The current population total is 16,110. We have broken down the population based on race below. In 48193, there are over 7519 in male population and 8591 females.

PopulationValues
Total Population16,110
White Population12594
Black Population1428
Hispanic Population914
Asian Population697
Hawaiian Population1
Indian Population68
Other Population233
Male Population7519
Female Population8591
Population Estimate16245

Household Data for 48193

The average number of homes in 48193 is around 6,628, there are an average of 2.35 per household. The average house value according to local real estate values is around $167,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,628
Persons Per Household2.35
Average House Value$167,700
Income Per Household$63716
Median Age43.9
Median Age Male41.5
Median Age Female46.5
48193 DetailsValues
StateMI
State Full NameMichigan
City TypeB
City Alias Abbreviation
Area Code734
CityRiverview
City Alias NameRIVERVIEW
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses251
Number Of Employees2883
Business First Quarter Payroll31842
Business Annual Payroll151982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District06|13
Congressional LandArea3546.74|184.85
Delivery Residential6913
Delivery Business315
Delivery Total7498
Preferred Last Line KeyY12669
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY12669
Land Area7.153000
Water Area0.093000
City Alias Code
City Mixed CaseRiverview
City Alias Mixed CaseRiverview
Box Count78
SFDU4482
MFDU1138
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number259964
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]