Get multiple home insurance quotes in 48210. Our licensed 48210, MI agents are ready to serve you.

48210 Home Insurance Rates

For homeowners living in 48210, the population estimates are increasing to well over 27,155 with 8,111 occupied homes within the zip code of 48210. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Detroit have increased and the average home insurance premium is around $752 per year in 48210. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 48210 zip code today so we can help you find affordable Detroit, MI home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 48210

Please select one of the three options below based on your 48210 zip code to learn more about Michigan homeowners insurance, plus review average rates and information per state, county or city.

  1. Michigan Homeowners Insurance Quotes
  2. Wayne County, MI Home Insurance
  3. Detroit, MI Home Insurance Quotes

48210 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 48210 zip code just got easier with GetHomeInsuranceQuotes.com of Detroit, MI. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 48210 today and let us help you review the best home insurance quotes available for homeowners living in Detroit.

Get 48210 Homeowners Insurance Rates Now!

48210 Home Insurance Average Premiums

Local 48210 homeowners insurance quotes comparison

$502 /yr.

Shows Zip Code: 48210 lowest rates with discounts applied on average.

For the 48210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$502 /yr.
Average Coverage:$752 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1052 /yr.

What is the average home insurance cost for a home in 48210?

  • • The average homeowners insurance premium paid annually for a home in 48210 is around $752 per year.

What does it cost on average per month for home insurance in 48210?

  • • Homeowners in 48210 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 48210?

  • • Autoowners in 48210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Detroit area, check out other zip codes nearby 48210.
Review average rates in another zip code:
48214 homeowners insurance rates
48211 homeowners insurance rates
48201 homeowners insurance rates
48208 homeowners insurance rates
48217 homeowners insurance rates
48216 homeowners insurance rates
48219 homeowners insurance rates
48227 homeowners insurance rates
48215 homeowners insurance rates
48202 homeowners insurance rates

Home Replacement Cost Coverage in 48210

Average Building Cost Per Square Foot in 48210: $132

Location: Detroit, Michigan (Wayne County)

Average Square Footage in 48210: 334 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48210 before you start any project. Detroit homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 334 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Detroit area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132334$44,100
Additional Upgrades & Added Features$165334$55,125
Major Home Updates or Advancements$198334$66,150

It's important to understand that when you estimate your replacement cost of your home in the 48210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48210

Best Home & Auto Insurance Agencies in 48210

Housing Demographics for 48210

Population Review for 48210 Zip Code

For the city of Detroit, the population within 48210 has increased to over 27,628 residents in population size. The current population total is 27,155. We have broken down the population based on race below. In 48210, there are over 13855 in male population and 13300 females.

PopulationValues
Total Population27,155
White Population8086
Black Population4741
Hispanic Population15790
Asian Population107
Hawaiian Population2
Indian Population545
Other Population9553
Male Population13855
Female Population13300
Population Estimate27628

Household Data for 48210

The average number of homes in 48210 is around 8,111, there are an average of 3.34 per household. The average house value according to local real estate values is around $44,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,111
Persons Per Household3.34
Average House Value$44,100
Income Per Household$33711
Median Age28.3
Median Age Male27.7
Median Age Female28.9
48210 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code313
CityDetroit
City Alias NameDETROIT
CountyWayne
County FIPS163
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV19804
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses291
Number Of Employees3928
Business First Quarter Payroll47076
Business Annual Payroll198068
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population1820584
Congressional District13
Congressional LandArea184.85
Delivery Residential8272
Delivery Business477
Delivery Total8945
Preferred Last Line KeyY11742
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameDetroit-Dearborn-Livonia, MI
City State KeyY11742
Land Area4.942000
Water Area0.000000
City Alias Code
City Mixed CaseDetroit
City Alias Mixed CaseDetroit
Box Count154
SFDU8032
MFDU240
State ANSI26
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number252490
Unique ZIP Name
SSA State County Code23810
Medicare CBSA Code19804
Medicare CBSA NameDetroit-Dearborn-Livonia, MI
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWayne

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]