Get multiple home insurance quotes in 48357. Our licensed 48357, MI agents are ready to serve you.

48357 Home Insurance Rates

For homeowners living in 48357, the population estimates are increasing to well over 8,459 with 3,239 occupied homes within the zip code of 48357. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Highland have increased and the average home insurance premium is around $725 per year in 48357. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 48357 zip code today so we can help you find affordable Highland, MI home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 48357

Please select one of the three options below based on your 48357 zip code to learn more about Michigan homeowners insurance, plus review average rates and information per state, county or city.

  1. Michigan Homeowners Insurance Quotes
  2. Oakland County, MI Home Insurance
  3. Highland, MI Home Insurance Quotes

48357 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 48357 zip code just got easier with GetHomeInsuranceQuotes.com of Highland, MI. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 48357 today and let us help you review the best home insurance quotes available for homeowners living in Highland.

Get 48357 Homeowners Insurance Rates Now!

48357 Home Insurance Average Premiums

Local 48357 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 48357 lowest rates with discounts applied on average.

For the 48357, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1025 /yr.

What is the average home insurance cost for a home in 48357?

  • • The average homeowners insurance premium paid annually for a home in 48357 is around $725 per year.

What does it cost on average per month for home insurance in 48357?

  • • Homeowners in 48357 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 48357?

  • • Autoowners in 48357 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Highland area, check out other zip codes nearby 48357.
Review average rates in another zip code:
48357 homeowners insurance rates
48356 homeowners insurance rates

Home Replacement Cost Coverage in 48357

Average Building Cost Per Square Foot in 48357: $132

Location: Highland, Michigan (Oakland County)

Average Square Footage in 48357: 1,934 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48357 before you start any project. Highland homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48357 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48357 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,934 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Highland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,934$255,300
Additional Upgrades & Added Features$1651,934$319,125
Major Home Updates or Advancements$1981,934$382,950

It's important to understand that when you estimate your replacement cost of your home in the 48357 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48357

Avery M. Weisling Agency

Address: 2228 S Milford Rd Highland, MI 48357
Phone: (248)889-5911
Website:

Best Home & Auto Insurance Agencies in 48357

Avery M. Weisling Agency

Address: 2228 N Milford Rd Highland, MI 48357
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1107 S Milford Rd Highland, MI 48357
Phone:
Website:
Info:

Housing Demographics for 48357

Population Review for 48357 Zip Code

For the city of Highland, the population within 48357 has increased to over 9,463 residents in population size. The current population total is 8,459. We have broken down the population based on race below. In 48357, there are over 4272 in male population and 4187 females.

PopulationValues
Total Population8,459
White Population7833
Black Population54
Hispanic Population251
Asian Population51
Hawaiian Population1
Indian Population28
Other Population49
Male Population4272
Female Population4187
Population Estimate9463

Household Data for 48357

The average number of homes in 48357 is around 3,239, there are an average of 2.61 per household. The average house value according to local real estate values is around $255,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,239
Persons Per Household2.61
Average House Value$255,300
Income Per Household$86979
Median Age45.5
Median Age Male45.1
Median Age Female45.9
48357 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code248
CityHighland
City Alias NameHIGHLAND
CountyOakland
County FIPS125
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses231
Number Of Employees2064
Business First Quarter Payroll23522
Business Annual Payroll117982
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District07|09
Congressional LandArea4227.73|183.59
Delivery Residential3626
Delivery Business271
Delivery Total4171
Preferred Last Line KeyY12072
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY12072
Land Area13.117000
Water Area0.639000
City Alias Code
City Mixed CaseHighland
City Alias Mixed CaseHighland
Box Count150
SFDU2550
MFDU0
State ANSI26
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number254360
Unique ZIP Name
SSA State County Code23620
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOakland

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]