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Quickly Revew Homeowners Insurance in 48390

If you own a home in Walled Lake, MI you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 48390 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Michigan licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 48390 and start comparing rates now.

48390 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 48390 is $790 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 48390 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Walled Lake, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

48390 Home Insurance Average Premiums

Local 48390 homeowners insurance quotes comparison

$540 /yr.

Shows Zip Code: 48390 lowest rates with discounts applied on average.

For the 48390, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$540 /yr.
Average Coverage:$790 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1090 /yr.

What is the average home insurance cost for a home in 48390?

  • • The average homeowners insurance premium paid annually for a home in 48390 is around $790 per year.

What does it cost on average per month for home insurance in 48390?

  • • Homeowners in 48390 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 48390?

  • • Autoowners in 48390 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Walled Lake area, check out other zip codes nearby 48390.
Review average rates in another zip code:
48390 homeowners insurance rates

Home Replacement Cost Coverage in 48390

Average Building Cost Per Square Foot in 48390: $132

Location: Walled Lake, Michigan (Oakland County)

Average Square Footage in 48390: 1,755 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48390 before you start any project. Walled Lake homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48390 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48390 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,755 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walled Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,755$231,600
Additional Upgrades & Added Features$1651,755$289,500
Major Home Updates or Advancements$1981,755$347,400

It's important to understand that when you estimate your replacement cost of your home in the 48390 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48390

Farm Bureau Insurance

Address: 990 Decker Road Walled Lake, MI 48390
Phone: (248)926-0660
Website: www.farmbureauinsurance-mi.com

Allstate Insurance-Kelly B. Weaver

Address: 39540 W 14 Mile Rd Walled Lake, MI 48390
Phone: (248)960-3000
Website:

Best Home & Auto Insurance Agencies in 48390

Allstate Insurance-Kelly B. Weaver

Address: 39540 W 14 Mile Rd Walled Lake, MI 48390
Phone:
Website:
Info:

Kelly B Weaver - Allstate Agent

Address: 39540 W 14 Mile Rd Commerce, MI 48390
Phone:
Website: http://www.agents.allstate.com/USA/MI/kelly-b-weaver.html
Info:

Anthony Reid Agency - Nationwide Insurance

Address: 8625 Richardson Rd, Ste 100 Commerce, MI 48390
Phone:
Website: http://www.nationwide.com/agent/Commerce-Twp-MICHIGAN-insurance-agent/anthony-reid/office.html
Info:

Mildred Moncrief Inc

Address: 1155 Welch Rd Commerce Township, MI 48390
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Brandon- Lawrence W

Address: 1350 E West Maple Rd Walled Lake, MI 48390
Phone:
Website:
Info:

Housing Demographics for 48390

Population Review for 48390 Zip Code

For the city of Walled Lake, the population within 48390 has increased to over 25,538 residents in population size. The current population total is 24,273. We have broken down the population based on race below. In 48390, there are over 11838 in male population and 12435 females.

PopulationValues
Total Population24,273
White Population20054
Black Population989
Hispanic Population1048
Asian Population1331
Hawaiian Population8
Indian Population55
Other Population334
Male Population11838
Female Population12435
Population Estimate25538

Household Data for 48390

The average number of homes in 48390 is around 10,721, there are an average of 2.26 per household. The average house value according to local real estate values is around $231,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,721
Persons Per Household2.26
Average House Value$231,600
Income Per Household$74951
Median Age44.2
Median Age Male42.4
Median Age Female45.8
48390 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code248/947
CityWalled Lake
City Alias NameWALLED LAKE
CountyOakland
County FIPS125
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses740
Number Of Employees9987
Business First Quarter Payroll103515
Business Annual Payroll505064
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District11
Congressional LandArea419.26
Delivery Residential11300
Delivery Business828
Delivery Total12464
Preferred Last Line KeyY13059
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY13059
Land Area12.476000
Water Area0.930000
City Alias Code
City Mixed CaseWalled Lake
City Alias Mixed CaseWalled Lake
Box Count201
SFDU6707
MFDU447
State ANSI26
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number259700
Unique ZIP Name
SSA State County Code23620
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOakland

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]