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Searching for Homeowners Insurance in 48393

If you are a homeowners that lives in 48393 you may be searching for more affordable homeowners insurance in Wixom. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Wixom, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 48393 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wixom, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 48393 Home Insurance Costs: medium!

In Wixom, homeowners are paying roughly $726 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 48393 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Wixom are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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48393 Home Insurance Average Premiums

Local 48393 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 48393 lowest rates with discounts applied on average.

For the 48393, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$476 /yr.
Average Coverage:$726 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1026 /yr.

What is the average home insurance cost for a home in 48393?

  • • The average homeowners insurance premium paid annually for a home in 48393 is around $726 per year.

What does it cost on average per month for home insurance in 48393?

  • • Homeowners in 48393 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 48393?

  • • Autoowners in 48393 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wixom area, check out other zip codes nearby 48393.
Review average rates in another zip code:
48393 homeowners insurance rates

Home Replacement Cost Coverage in 48393

Average Building Cost Per Square Foot in 48393: $132

Location: Wixom, Michigan (Oakland County)

Average Square Footage in 48393: 1,936 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48393 before you start any project. Wixom homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48393 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48393 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,936 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wixom area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,936$255,500
Additional Upgrades & Added Features$1651,936$319,375
Major Home Updates or Advancements$1981,936$383,250

It's important to understand that when you estimate your replacement cost of your home in the 48393 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48393

Best Home & Auto Insurance Agencies in 48393

Boschert- Ronald A - State Farm Insurance Agent

Address: 49175 Pontiac Trl Wixom, MI 48393
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance

Address: 49357 Pontiac Trl Wixom, MI 48393
Phone:
Website:
Info:

Housing Demographics for 48393

Population Review for 48393 Zip Code

For the city of Wixom, the population within 48393 has increased to over 16,993 residents in population size. The current population total is 20,257. We have broken down the population based on race below. In 48393, there are over 10100 in male population and 10157 females.

PopulationValues
Total Population20,257
White Population14378
Black Population2703
Hispanic Population1125
Asian Population1313
Hawaiian Population6
Indian Population80
Other Population476
Male Population10100
Female Population10157
Population Estimate16993

Household Data for 48393

The average number of homes in 48393 is around 9,669, there are an average of 2.09 per household. The average house value according to local real estate values is around $255,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,669
Persons Per Household2.09
Average House Value$255,500
Income Per Household$70215
Median Age35.3
Median Age Male34.3
Median Age Female36.7
48393 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code248
CityWixom
City Alias NameWIXOM
CountyOakland
County FIPS125
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses827
Number Of Employees16374
Business First Quarter Payroll253988
Business Annual Payroll1100081
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District06|07|11
Congressional LandArea3546.74|4227.73|419.26
Delivery Residential8131
Delivery Business1057
Delivery Total13351
Preferred Last Line KeyY13118
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY13118
Land Area13.576000
Water Area0.252000
City Alias Code
City Mixed CaseWixom
City Alias Mixed CaseWixom
Box Count243
SFDU5784
MFDU654
State ANSI26
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number259946
Unique ZIP Name
SSA State County Code23620
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOakland

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]