Get multiple home insurance quotes in 48433. Our licensed 48433, MI agents are ready to serve you.

48433, MI Home Insurance

In the zip code of 48433, the population size is around 26,688, which consists of 10,704 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Flushing, MI. A few years ago, a study was done and found that the average home insurance rates for Michigan are around $712 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 48433 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Flushing. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Flushing, MI Homeowners Insurance Online Rates Today!

48433 Home Insurance Average Premiums

Local 48433 homeowners insurance quotes comparison

$462 /yr.

Shows Zip Code: 48433 lowest rates with discounts applied on average.

For the 48433, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$462 /yr.
Average Coverage:$712 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1012 /yr.

What is the average home insurance cost for a home in 48433?

  • • The average homeowners insurance premium paid annually for a home in 48433 is around $712 per year.

What does it cost on average per month for home insurance in 48433?

  • • Homeowners in 48433 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 48433?

  • • Autoowners in 48433 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flushing area, check out other zip codes nearby 48433.
Review average rates in another zip code:
48433 homeowners insurance rates

Home Replacement Cost Coverage in 48433

Average Building Cost Per Square Foot in 48433: $132

Location: Flushing, Michigan (Genesee County)

Average Square Footage in 48433: 1,186 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48433 before you start any project. Flushing homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48433 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48433 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,186 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flushing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,186$156,600
Additional Upgrades & Added Features$1651,186$195,750
Major Home Updates or Advancements$1981,186$234,900

It's important to understand that when you estimate your replacement cost of your home in the 48433 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48433

Rumsey Insurance Agency Inc

Address: 1408 Flushing Road Flushing, MI 48433
Phone: (810)659-8361
Website:

Best Home & Auto Insurance Agencies in 48433

Corey Rush-Farmers Insurance

Address: 103 E Main St, Ste 3 Flushing, MI 48433
Phone:
Website: http://www.farmersagent.com/crush/
Info:

Allstate Insurance Company - Thomas Rowser

Address: 6429 W Pierson Rd Flushing, MI 48433
Phone:
Website: http://www.allstateagencies.com/015108?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 48433

Population Review for 48433 Zip Code

For the city of Flushing, the population within 48433 has increased to over 27,389 residents in population size. The current population total is 26,688. We have broken down the population based on race below. In 48433, there are over 12921 in male population and 13767 females.

PopulationValues
Total Population26,688
White Population22940
Black Population1617
Hispanic Population949
Asian Population311
Hawaiian Population8
Indian Population111
Other Population235
Male Population12921
Female Population13767
Population Estimate27389

Household Data for 48433

The average number of homes in 48433 is around 10,704, there are an average of 2.47 per household. The average house value according to local real estate values is around $156,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,704
Persons Per Household2.47
Average House Value$156,600
Income Per Household$71041
Median Age44.1
Median Age Male42.1
Median Age Female46.1
48433 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code810
CityFlushing
City Alias NameFLUSHING
CountyGenesee
County FIPS049
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2640
CSA220
CBSA22420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlint, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameFlint, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses417
Number Of Employees4055
Business First Quarter Payroll38153
Business Annual Payroll181244
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population425790
CBSA Division Population0
Congressional District07|08
Congressional LandArea4227.73|1503.18
Delivery Residential11089
Delivery Business406
Delivery Total11710
Preferred Last Line KeyY11888
Classification Code
Multi-CountyY
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_Name
City State KeyY11888
Land Area55.540000
Water Area0.606000
City Alias Code
City Mixed CaseFlushing
City Alias Mixed CaseFlushing
Box Count134
SFDU9809
MFDU539
State ANSI26
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number253300
Unique ZIP Name
SSA State County Code23240
Medicare CBSA Code22420
Medicare CBSA NameFlint, MI
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseGenesee

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]