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Searching for Homeowners Insurance in 48503

If you are a homeowners that lives in 48503 you may be searching for more affordable homeowners insurance in Flint. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Flint, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 48503 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Flint, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 48503 Home Insurance Costs: medium!

In Flint, homeowners are paying roughly $764 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 48503 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Flint are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 48503 policy right now!

48503 Home Insurance Average Premiums

Local 48503 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 48503 lowest rates with discounts applied on average.

For the 48503, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$514 /yr.
Average Coverage:$764 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1064 /yr.

What is the average home insurance cost for a home in 48503?

  • • The average homeowners insurance premium paid annually for a home in 48503 is around $764 per year.

What does it cost on average per month for home insurance in 48503?

  • • Homeowners in 48503 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 48503?

  • • Autoowners in 48503 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flint area, check out other zip codes nearby 48503.
Review average rates in another zip code:
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48502 homeowners insurance rates

Home Replacement Cost Coverage in 48503

Average Building Cost Per Square Foot in 48503: $132

Location: Flint, Michigan (Genesee County)

Average Square Footage in 48503: 424 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48503 before you start any project. Flint homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48503 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48503 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 424 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flint area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132424$56,000
Additional Upgrades & Added Features$165424$70,000
Major Home Updates or Advancements$198424$84,000

It's important to understand that when you estimate your replacement cost of your home in the 48503 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48503

Hartman J Ron CIC Insurance

Address: 400 South Dort Highway Flint, MI 48503
Phone: (810)235-8000
Website:

Rashead Philip

Address: 400 South Dort Highway Flint, MI 48503
Phone: (810)235-8000
Website:

Diversified Insurance Services Limited

Address: 400 South Dort Highway Flint, MI 48503
Phone: (810)235-8000
Website: www.disltd.com

Burkhardt Michael Insurance

Address: 400 South Dort Highway Flint, MI 48503
Phone: (810)235-8000
Website:

Cummings Gary L Insurance

Address: 400 South Dort Highway Flint, MI 48503
Phone: (810)235-8000
Website:

Best Home & Auto Insurance Agencies in 48503

Snow- James M - State Farm Insurance Agent

Address: 3535 Beecher Rd Flint, MI 48503
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cummings Gary L Insurance

Address: 400 S Dort Hwy Flint, MI 48503
Phone:
Website:
Info:

Action Insurance Agency

Address: 2113 W Court St Flint, MI 48503
Phone:
Website:
Info:

Qb Pittman - Allstate Agent

Address: 2308 S Ballenger Hwy Flint, MI 48503
Phone:
Website: http://www.allstateagencies.com/QBPittman/Welcome/
Info:

Conrad, Michael President - American Heritage Insurance Agency

Address: 3316 Corunna Rd Flint, MI 48503
Phone:
Website:
Info:

Housing Demographics for 48503

Population Review for 48503 Zip Code

For the city of Flint, the population within 48503 has increased to over 21,898 residents in population size. The current population total is 21,743. We have broken down the population based on race below. In 48503, there are over 10657 in male population and 11086 females.

PopulationValues
Total Population21,743
White Population8116
Black Population11336
Hispanic Population1045
Asian Population157
Hawaiian Population6
Indian Population112
Other Population413
Male Population10657
Female Population11086
Population Estimate21898

Household Data for 48503

The average number of homes in 48503 is around 9,666, there are an average of 2.21 per household. The average house value according to local real estate values is around $56,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,666
Persons Per Household2.21
Average House Value$56,000
Income Per Household$33179
Median Age39.3
Median Age Male38.0
Median Age Female40.2
48503 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code810
CityFlint
City Alias NameFLINT
CountyGenesee
County FIPS049
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2640
CSA220
CBSA22420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlint, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameFlint, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses353
Number Of Employees10032
Business First Quarter Payroll116745
Business Annual Payroll527219
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population425790
CBSA Division Population0
Congressional District08
Congressional LandArea1503.18
Delivery Residential9909
Delivery Business486
Delivery Total10495
Preferred Last Line KeyY11887
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_Name
City State KeyY11887
Land Area8.456000
Water Area0.142000
City Alias Code
City Mixed CaseFlint
City Alias Mixed CaseFlint
Box Count0
SFDU8147
MFDU1427
State ANSI26
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number253290
Unique ZIP Name
SSA State County Code23240
Medicare CBSA Code22420
Medicare CBSA NameFlint, MI
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseGenesee

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]