Get multiple home insurance quotes in 48529. Our licensed 48529, MI agents are ready to serve you.

48529 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 48529? Our rates are very competitive for homeowners living in Burton, MI. Many homeowners based out of your 48529 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48529 should appear in the zip code field ready to go. For Burton, MI Home Insurance Rate Quotes click to review the best rates and service online!

48529 Average Premium is Rated: Medium!

Homeowners living in 48529 can easily save up to 40% off the average home insurance premium of $738 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Burton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 48529 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 48529!

48529 Home Insurance Average Premiums

Local 48529 homeowners insurance quotes comparison

$488 /yr.

Shows Zip Code: 48529 lowest rates with discounts applied on average.

For the 48529, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$488 /yr.
Average Coverage:$738 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1038 /yr.

What is the average home insurance cost for a home in 48529?

  • • The average homeowners insurance premium paid annually for a home in 48529 is around $738 per year.

What does it cost on average per month for home insurance in 48529?

  • • Homeowners in 48529 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 48529?

  • • Autoowners in 48529 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burton area, check out other zip codes nearby 48529.
Review average rates in another zip code:
48509 homeowners insurance rates
48519 homeowners insurance rates
48529 homeowners insurance rates

Home Replacement Cost Coverage in 48529

Average Building Cost Per Square Foot in 48529: $132

Location: Burton, Michigan (Genesee County)

Average Square Footage in 48529: 410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48529 before you start any project. Burton homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48529 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48529 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 410 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132410$54,100
Additional Upgrades & Added Features$165410$67,625
Major Home Updates or Advancements$198410$81,150

It's important to understand that when you estimate your replacement cost of your home in the 48529 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48529

Best Home & Auto Insurance Agencies in 48529

Allstate Insurance

Address: 1372 E Bristol Rd Burton, MI 48529
Phone:
Website:
Info:

Cummings- Randall S - State Farm Insurance Agent

Address: 1182 E Hemphill Rd Burton, MI 48529
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 48529

Population Review for 48529 Zip Code

For the city of Burton, the population within 48529 has increased to over 9,808 residents in population size. The current population total is 9,560. We have broken down the population based on race below. In 48529, there are over 4736 in male population and 4824 females.

PopulationValues
Total Population9,560
White Population7399
Black Population1135
Hispanic Population567
Asian Population48
Hawaiian Population0
Indian Population70
Other Population141
Male Population4736
Female Population4824
Population Estimate9808

Household Data for 48529

The average number of homes in 48529 is around 3,984, there are an average of 2.39 per household. The average house value according to local real estate values is around $54,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,984
Persons Per Household2.39
Average House Value$54,100
Income Per Household$30985
Median Age36.2
Median Age Male35.7
Median Age Female36.9
48529 DetailsValues
StateMI
State Full NameMichigan
City TypeN
City Alias Abbreviation
Area Code810
CityBurton
City Alias NameBURTON
CountyGenesee
County FIPS049
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2640
CSA220
CBSA22420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlint, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameFlint, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses229
Number Of Employees2832
Business First Quarter Payroll30391
Business Annual Payroll143920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population425790
CBSA Division Population0
Congressional District08
Congressional LandArea1503.18
Delivery Residential4104
Delivery Business358
Delivery Total4947
Preferred Last Line KeyY11556
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_Name
City State KeyY11556
Land Area4.804000
Water Area0.012000
City Alias Code
City Mixed CaseBurton
City Alias Mixed CaseBurton
Box Count0
SFDU3349
MFDU3
State ANSI26
County ANSI049
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number253290
Unique ZIP Name
SSA State County Code23240
Medicare CBSA Code22420
Medicare CBSA NameFlint, MI
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseGenesee

Michigan Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]