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Compare 48614 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Brant just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 499 neighbors looking to save on their home insurance policy in the local 48614 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 48614. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Michigan rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Brant, MI home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Brant, MI

48614 Home Insurance Average Premiums

Local 48614 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 48614 lowest rates with discounts applied on average.

For the 48614, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 48614?

  • • The average homeowners insurance premium paid annually for a home in 48614 is around $750 per year.

What does it cost on average per month for home insurance in 48614?

  • • Homeowners in 48614 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 48614?

  • • Autoowners in 48614 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brant area, check out other zip codes nearby 48614.
Review average rates in another zip code:
48614 homeowners insurance rates

Home Replacement Cost Coverage in 48614

Average Building Cost Per Square Foot in 48614: $132

Location: Brant, Michigan (Saginaw County)

Average Square Footage in 48614: 833 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48614 before you start any project. Brant homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48614 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48614 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 833 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brant area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132833$110,000
Additional Upgrades & Added Features$165833$137,500
Major Home Updates or Advancements$198833$165,000

It's important to understand that when you estimate your replacement cost of your home in the 48614 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48614

Best Home & Auto Insurance Agencies in 48614

Bankers Life & Casualty

Address: 223 Saginaw Brant, MI 48614
Phone:
Website:
Info:

Housing Demographics for 48614

Population Review for 48614 Zip Code

For the city of Brant, the population within 48614 has increased to over 1,266 residents in population size. The current population total is 1,226. We have broken down the population based on race below. In 48614, there are over 630 in male population and 596 females.

PopulationValues
Total Population1,226
White Population1154
Black Population3
Hispanic Population29
Asian Population7
Hawaiian Population0
Indian Population6
Other Population7
Male Population630
Female Population596
Population Estimate1266

Household Data for 48614

The average number of homes in 48614 is around 499, there are an average of 2.46 per household. The average house value according to local real estate values is around $110,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode499
Persons Per Household2.46
Average House Value$110,000
Income Per Household$48750
Median Age47.3
Median Age Male47.8
Median Age Female47.1
48614 DetailsValues
StateMI
State Full NameMichigan
City TypeN
City Alias Abbreviation
Area Code989
CityBrant
City Alias NameBRANT
CountySaginaw
County FIPS145
State FIPS26
Time Zone5
Day Light SavingY
MSA6960
PMSA
CSA474
CBSA40980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSaginaw, MI
MSA_NameSaginaw-Bay City-Midland, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees35
Business First Quarter Payroll163
Business Annual Payroll813
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population200169
CBSA Division Population0
Congressional District02|04|08
Congressional LandArea3281.19|8457.8|1503.18
Delivery Residential515
Delivery Business5
Delivery Total520
Preferred Last Line Key014489
Classification Code
Multi-County
CSA NameSaginaw-Midland-Bay City, MI
CBSA_DIV_Name
City State Key014489
Land Area35.450000
Water Area0.221000
City Alias Code
City Mixed CaseBrant
City Alias Mixed CaseBrant
Box Count0
SFDU515
MFDU0
State ANSI26
County ANSI145
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number258290
Unique ZIP Name
SSA State County Code23720
Medicare CBSA Code40980
Medicare CBSA NameSaginaw, MI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSaginaw

Michigan Homeowners Insurance News & Information

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  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]