Get multiple home insurance quotes in 48836. Our licensed 48836, MI agents are ready to serve you.

Home Insurance Quotes in 48836

Are you shopping for a cheaper homeowners insurance rate in 48836? Our rates are very competitive for homeowners living in Fowlerville, MI. Many homeowners located in the 48836 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 48836. To get free 48836 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 48836 zip code should appear in the zip code field ready to go. Shopping Fowlerville, MI Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 48836 to review the best rate coverages.

Your 48836 Home Insurance Costs Is Rated: Medium!

For the great city of Fowlerville, the average home insurance premium paid annually is around $697 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Michigan specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fowlerville and need insurance on your home in the 48836 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 48836 Homeowners Insurance Rates Now!

48836 Home Insurance Average Premiums

Local 48836 homeowners insurance quotes comparison

$447 /yr.

Shows Zip Code: 48836 lowest rates with discounts applied on average.

For the 48836, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$447 /yr.
Average Coverage:$697 /yr.
2600 sq. ft. or higher
(all discounts applied)
$997 /yr.

What is the average home insurance cost for a home in 48836?

  • • The average homeowners insurance premium paid annually for a home in 48836 is around $697 per year.

What does it cost on average per month for home insurance in 48836?

  • • Homeowners in 48836 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 48836?

  • • Autoowners in 48836 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fowlerville area, check out other zip codes nearby 48836.
Review average rates in another zip code:
48836 homeowners insurance rates

Home Replacement Cost Coverage in 48836

Average Building Cost Per Square Foot in 48836: $132

Location: Fowlerville, Michigan (Livingston County)

Average Square Footage in 48836: 1,548 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48836 before you start any project. Fowlerville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48836 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48836 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,548 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fowlerville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,548$204,400
Additional Upgrades & Added Features$1651,548$255,500
Major Home Updates or Advancements$1981,548$306,600

It's important to understand that when you estimate your replacement cost of your home in the 48836 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48836

Best Home & Auto Insurance Agencies in 48836

Hall- C James

Address: 734 S Grand Ave Fowlerville, MI 48836
Phone:
Website:
Info:

Farmers Insurance Group

Address: 201 N Grand Ave Fowlerville, MI 48836
Phone:
Website:
Info:

Housing Demographics for 48836

Population Review for 48836 Zip Code

For the city of Fowlerville, the population within 48836 has increased to over 14,698 residents in population size. The current population total is 14,183. We have broken down the population based on race below. In 48836, there are over 7212 in male population and 6971 females.

PopulationValues
Total Population14,183
White Population13059
Black Population44
Hispanic Population433
Asian Population71
Hawaiian Population12
Indian Population74
Other Population139
Male Population7212
Female Population6971
Population Estimate14698

Household Data for 48836

The average number of homes in 48836 is around 5,271, there are an average of 2.69 per household. The average house value according to local real estate values is around $204,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,271
Persons Per Household2.69
Average House Value$204,400
Income Per Household$75188
Median Age38.9
Median Age Male38.1
Median Age Female39.5
48836 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityFowlerville
City Alias NameFOWLERVILLE
CountyLivingston
County FIPS093
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA0440
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameAnn Arbor, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses227
Number Of Employees3217
Business First Quarter Payroll35347
Business Annual Payroll159335
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District07
Congressional LandArea4227.73
Delivery Residential5464
Delivery Business185
Delivery Total6115
Preferred Last Line KeyY11904
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY11904
Land Area93.997000
Water Area0.311000
City Alias Code
City Mixed CaseFowlerville
City Alias Mixed CaseFowlerville
Box Count362
SFDU4733
MFDU60
State ANSI26
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number253400
Unique ZIP Name
SSA State County Code23460
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseLivingston

Michigan Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]