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48840 Home Insurance Quotes & Rates

Currently, the 5,870 homes within the 48840 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Michigan is around $744 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Haslett, MI, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 48840.

Michigan is now ranking #36 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Haslett home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Michigan has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 48840 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Haslett, Michigan home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Haslett, MI Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

48840 Home Insurance Average Premiums

Local 48840 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 48840 lowest rates with discounts applied on average.

For the 48840, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 48840?

  • • The average homeowners insurance premium paid annually for a home in 48840 is around $744 per year.

What does it cost on average per month for home insurance in 48840?

  • • Homeowners in 48840 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 48840?

  • • Autoowners in 48840 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Haslett area, check out other zip codes nearby 48840.
Review average rates in another zip code:
48840 homeowners insurance rates

Home Replacement Cost Coverage in 48840

Average Building Cost Per Square Foot in 48840: $132

Location: Haslett, Michigan (Ingham County)

Average Square Footage in 48840: 1,652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48840 before you start any project. Haslett homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48840 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48840 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,652 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Haslett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,652$218,100
Additional Upgrades & Added Features$1651,652$272,625
Major Home Updates or Advancements$1981,652$327,150

It's important to understand that when you estimate your replacement cost of your home in the 48840 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48840

Best Home & Auto Insurance Agencies in 48840

State Farm Insurance

Address: 1558 Haslett Rd Haslett, MI 48840
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Bach- Marlene M - State Farm Insurance Agent

Address: 1558 Haslett Rd, #1 Haslett, MI 48840
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jackson Dan Insurance

Address: 2111 Haslett Rd Haslett, MI 48840
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 48840

Population Review for 48840 Zip Code

For the city of Haslett, the population within 48840 has increased to over 12,987 residents in population size. The current population total is 12,665. We have broken down the population based on race below. In 48840, there are over 5982 in male population and 6683 females.

PopulationValues
Total Population12,665
White Population10528
Black Population407
Hispanic Population753
Asian Population518
Hawaiian Population2
Indian Population41
Other Population280
Male Population5982
Female Population6683
Population Estimate12987

Household Data for 48840

The average number of homes in 48840 is around 5,870, there are an average of 2.14 per household. The average house value according to local real estate values is around $218,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,870
Persons Per Household2.14
Average House Value$218,100
Income Per Household$70035
Median Age43.6
Median Age Male41.1
Median Age Female46.1
48840 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityHaslett
City Alias NameHASLETT
CountyIngham
County FIPS065
State FIPS26
Time Zone5
Day Light SavingY
MSA4040
PMSA
CSA330
CBSA29620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLansing-East Lansing, MI
MSA_NameLansing-East Lansing, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses176
Number Of Employees1314
Business First Quarter Payroll12468
Business Annual Payroll59392
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population464036
CBSA Division Population0
Congressional District07
Congressional LandArea4227.73
Delivery Residential6069
Delivery Business132
Delivery Total7529
Preferred Last Line KeyY12053
Classification Code
Multi-CountyY
CSA NameLansing-East Lansing-Owosso, MI
CBSA_DIV_Name
City State KeyY12053
Land Area18.795000
Water Area1.098000
City Alias Code
City Mixed CaseHaslett
City Alias Mixed CaseHaslett
Box Count124
SFDU4154
MFDU1222
State ANSI26
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number254230
Unique ZIP Name
SSA State County Code23320
Medicare CBSA Code29620
Medicare CBSA NameLansing-East Lansing, MI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseIngham

Michigan Homeowners Insurance News & Information

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