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48910 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 48910 zip code it's important to know that our rates are very competitive for homeowners living in Lansing, MI. Many homeowners based out of your 48910 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48910 should appear in the zip code field ready to go. For Lansing, MI Homeowners Insurance Quotes nearby, we offer the best rates and service.

48910: Average Home Insurance Rates

For homeowners living in the great city of Lansing, the average homeowners policy is considered medium in comparison to other states. Michigan premiums are estimated to be around $748 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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48910 Home Insurance Average Premiums

Local 48910 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 48910 lowest rates with discounts applied on average.

For the 48910, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1048 /yr.

What is the average home insurance cost for a home in 48910?

  • • The average homeowners insurance premium paid annually for a home in 48910 is around $748 per year.

What does it cost on average per month for home insurance in 48910?

  • • Homeowners in 48910 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 48910?

  • • Autoowners in 48910 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lansing area, check out other zip codes nearby 48910.
Review average rates in another zip code:
48910 homeowners insurance rates
48917 homeowners insurance rates
48912 homeowners insurance rates
48911 homeowners insurance rates
48915 homeowners insurance rates
48906 homeowners insurance rates
48933 homeowners insurance rates

Home Replacement Cost Coverage in 48910

Average Building Cost Per Square Foot in 48910: $132

Location: Lansing, Michigan (Ingham County)

Average Square Footage in 48910: 712 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48910 before you start any project. Lansing homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48910 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48910 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 712 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lansing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132712$94,000
Additional Upgrades & Added Features$165712$117,500
Major Home Updates or Advancements$198712$141,000

It's important to understand that when you estimate your replacement cost of your home in the 48910 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48910

Boyd Derwood L Insurance Agency

Address: 3208 South Pennsylvania Avenue Lansing, MI 48910
Phone: (517)393-4370
Website:

Best Home & Auto Insurance Agencies in 48910

Dunn- Darrean A

Address: 1824 S Pennsylvania Ave Lansing, MI 48910
Phone:
Website:
Info:

Lewis- Stacy L - State Farm Insurance Agent

Address: 633 E Jolly Rd, #3a Lansing, MI 48910
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Demartin- Daniel R

Address: 2515 E Jolly Rd Lansing, MI 48910
Phone:
Website: http://www.dandemartin.com
Info:

Boyd Derwood L Insurance Agency

Address: 3208 S Pennsylvania Ave Lansing, MI 48910
Phone:
Website:
Info:

LA Insurance Agency

Address: 1122 W Holmes Rd, #19 Lansing, MI 48910
Phone:
Website:
Info:

Housing Demographics for 48910

Population Review for 48910 Zip Code

For the city of Lansing, the population within 48910 has increased to over 35,932 residents in population size. The current population total is 33,702. We have broken down the population based on race below. In 48910, there are over 16460 in male population and 17242 females.

PopulationValues
Total Population33,702
White Population20604
Black Population6030
Hispanic Population4492
Asian Population1110
Hawaiian Population15
Indian Population277
Other Population1580
Male Population16460
Female Population17242
Population Estimate35932

Household Data for 48910

The average number of homes in 48910 is around 15,388, there are an average of 2.18 per household. The average house value according to local real estate values is around $94,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,388
Persons Per Household2.18
Average House Value$94,000
Income Per Household$45280
Median Age34.4
Median Age Male33.2
Median Age Female35.7
48910 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityLansing
City Alias NameLANSING
CountyIngham
County FIPS065
State FIPS26
Time Zone5
Day Light SavingY
MSA4040
PMSA
CSA330
CBSA29620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLansing-East Lansing, MI
MSA_NameLansing-East Lansing, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses543
Number Of Employees12051
Business First Quarter Payroll124587
Business Annual Payroll520933
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population464036
CBSA Division Population0
Congressional District07
Congressional LandArea4227.73
Delivery Residential16483
Delivery Business836
Delivery Total17295
Preferred Last Line KeyY12220
Classification Code
Multi-County
CSA NameLansing-East Lansing-Owosso, MI
CBSA_DIV_Name
City State KeyY12220
Land Area14.215000
Water Area0.308000
City Alias Code
City Mixed CaseLansing
City Alias Mixed CaseLansing
Box Count0
SFDU12085
MFDU3477
State ANSI26
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number255270
Unique ZIP Name
SSA State County Code23320
Medicare CBSA Code29620
Medicare CBSA NameLansing-East Lansing, MI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseIngham

Michigan Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]