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Searching for Homeowners Insurance in 49028

If you are a homeowners that lives in 49028 you may be searching for more affordable homeowners insurance in Bronson. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bronson, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 49028 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bronson, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 49028 Home Insurance Costs: medium!

In Bronson, homeowners are paying roughly $762 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 49028 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bronson are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 49028 policy right now!

49028 Home Insurance Average Premiums

Local 49028 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 49028 lowest rates with discounts applied on average.

For the 49028, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 49028?

  • • The average homeowners insurance premium paid annually for a home in 49028 is around $762 per year.

What does it cost on average per month for home insurance in 49028?

  • • Homeowners in 49028 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 49028?

  • • Autoowners in 49028 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronson area, check out other zip codes nearby 49028.
Review average rates in another zip code:
49028 homeowners insurance rates

Home Replacement Cost Coverage in 49028

Average Building Cost Per Square Foot in 49028: $132

Location: Bronson, Michigan (Branch County)

Average Square Footage in 49028: 847 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49028 before you start any project. Bronson homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49028 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49028 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 847 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132847$111,800
Additional Upgrades & Added Features$165847$139,750
Major Home Updates or Advancements$198847$167,700

It's important to understand that when you estimate your replacement cost of your home in the 49028 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49028

Best Home & Auto Insurance Agencies in 49028

Hathaway Agency Inc

Address: 110 W Chicago St Bronson, MI 49028
Phone:
Website: http://www.hathaway-agency-inc.9601175859008.worldpages-ads.com
Info:

Housing Demographics for 49028

Population Review for 49028 Zip Code

For the city of Bronson, the population within 49028 has increased to over 6,423 residents in population size. The current population total is 6,129. We have broken down the population based on race below. In 49028, there are over 3161 in male population and 2968 females.

PopulationValues
Total Population6,129
White Population5251
Black Population30
Hispanic Population699
Asian Population27
Hawaiian Population0
Indian Population57
Other Population316
Male Population3161
Female Population2968
Population Estimate6423

Household Data for 49028

The average number of homes in 49028 is around 2,340, there are an average of 2.61 per household. The average house value according to local real estate values is around $111,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,340
Persons Per Household2.61
Average House Value$111,800
Income Per Household$59069
Median Age38.1
Median Age Male37.3
Median Age Female39.1
49028 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityBronson
City Alias NameBRONSON
CountyBranch
County FIPS023
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA17740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameColdwater, MI
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses91
Number Of Employees708
Business First Quarter Payroll6110
Business Annual Payroll28305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45248
CBSA Division Population0
Congressional District05|07
Congressional LandArea2348.7|4227.73
Delivery Residential2461
Delivery Business94
Delivery Total2624
Preferred Last Line KeyY11517
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY11517
Land Area116.469000
Water Area1.505000
City Alias Code
City Mixed CaseBronson
City Alias Mixed CaseBronson
Box Count46
SFDU2382
MFDU40
State ANSI26
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number251260
Unique ZIP Name
SSA State County Code23110
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseBranch

Michigan Homeowners Insurance News & Information

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