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Searching for Homeowners Insurance in 49067

If you are a homeowners that lives in 49067 you may be searching for more affordable homeowners insurance in Marcellus. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Marcellus, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 49067 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Marcellus, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 49067 Home Insurance Costs: medium!

In Marcellus, homeowners are paying roughly $716 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 49067 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Marcellus are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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49067 Home Insurance Average Premiums

Local 49067 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 49067 lowest rates with discounts applied on average.

For the 49067, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 49067?

  • • The average homeowners insurance premium paid annually for a home in 49067 is around $716 per year.

What does it cost on average per month for home insurance in 49067?

  • • Homeowners in 49067 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 49067?

  • • Autoowners in 49067 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marcellus area, check out other zip codes nearby 49067.
Review average rates in another zip code:
49067 homeowners insurance rates

Home Replacement Cost Coverage in 49067

Average Building Cost Per Square Foot in 49067: $132

Location: Marcellus, Michigan (Cass County)

Average Square Footage in 49067: 1,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49067 before you start any project. Marcellus homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49067 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49067 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,194 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marcellus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,194$157,600
Additional Upgrades & Added Features$1651,194$197,000
Major Home Updates or Advancements$1981,194$236,400

It's important to understand that when you estimate your replacement cost of your home in the 49067 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49067

Best Home & Auto Insurance Agencies in 49067

Housing Demographics for 49067

Population Review for 49067 Zip Code

For the city of Marcellus, the population within 49067 has increased to over 4,448 residents in population size. The current population total is 4,440. We have broken down the population based on race below. In 49067, there are over 2233 in male population and 2207 females.

PopulationValues
Total Population4,440
White Population4054
Black Population40
Hispanic Population144
Asian Population5
Hawaiian Population0
Indian Population24
Other Population46
Male Population2233
Female Population2207
Population Estimate4448

Household Data for 49067

The average number of homes in 49067 is around 1,710, there are an average of 2.60 per household. The average house value according to local real estate values is around $157,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,710
Persons Per Household2.60
Average House Value$157,600
Income Per Household$61901
Median Age45.0
Median Age Male45.6
Median Age Female44.2
49067 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code269
CityMarcellus
City Alias NameMARCELLUS
CountyCass
County FIPS027
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA515
CBSA43780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSouth Bend-Mishawaka, IN-MI
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees370
Business First Quarter Payroll2928
Business Annual Payroll14538
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population319224
CBSA Division Population0
Congressional District04|05|06
Congressional LandArea8457.8|2348.7|3546.74
Delivery Residential1711
Delivery Business19
Delivery Total2020
Preferred Last Line KeyY12312
Classification Code
Multi-CountyY
CSA NameSouth Bend-Elkhart-Mishawaka, IN-MI
CBSA_DIV_Name
City State KeyY12312
Land Area82.196000
Water Area2.380000
City Alias Code
City Mixed CaseMarcellus
City Alias Mixed CaseMarcellus
Box Count230
SFDU1657
MFDU20
State ANSI26
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number255780
Unique ZIP Name
SSA State County Code23130
Medicare CBSA Code43780
Medicare CBSA NameSouth Bend-Mishawaka, IN-MI
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCass

Michigan Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]