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49092, MI Home Insurance

In the zip code of 49092, the population size is around 2,024, which consists of 849 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Tekonsha, MI. A few years ago, a study was done and found that the average home insurance rates for Michigan are around $778 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 49092 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Tekonsha. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Tekonsha, MI Homeowners Insurance Online Rates Today!

49092 Home Insurance Average Premiums

Local 49092 homeowners insurance quotes comparison

$528 /yr.

Shows Zip Code: 49092 lowest rates with discounts applied on average.

For the 49092, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$528 /yr.
Average Coverage:$778 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1078 /yr.

What is the average home insurance cost for a home in 49092?

  • • The average homeowners insurance premium paid annually for a home in 49092 is around $778 per year.

What does it cost on average per month for home insurance in 49092?

  • • Homeowners in 49092 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 49092?

  • • Autoowners in 49092 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tekonsha area, check out other zip codes nearby 49092.
Review average rates in another zip code:
49092 homeowners insurance rates

Home Replacement Cost Coverage in 49092

Average Building Cost Per Square Foot in 49092: $132

Location: Tekonsha, Michigan (Calhoun County)

Average Square Footage in 49092: 864 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49092 before you start any project. Tekonsha homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49092 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49092 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 864 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tekonsha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132864$114,100
Additional Upgrades & Added Features$165864$142,625
Major Home Updates or Advancements$198864$171,150

It's important to understand that when you estimate your replacement cost of your home in the 49092 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49092

Best Home & Auto Insurance Agencies in 49092

Housing Demographics for 49092

Population Review for 49092 Zip Code

For the city of Tekonsha, the population within 49092 has increased to over 1,896 residents in population size. The current population total is 2,024. We have broken down the population based on race below. In 49092, there are over 1018 in male population and 1006 females.

PopulationValues
Total Population2,024
White Population1908
Black Population13
Hispanic Population37
Asian Population9
Hawaiian Population0
Indian Population6
Other Population10
Male Population1018
Female Population1006
Population Estimate1896

Household Data for 49092

The average number of homes in 49092 is around 849, there are an average of 2.38 per household. The average house value according to local real estate values is around $114,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode849
Persons Per Household2.38
Average House Value$114,100
Income Per Household$57500
Median Age46.4
Median Age Male45.2
Median Age Female47.8
49092 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityTekonsha
City Alias NameTEKONSHA
CountyCalhoun
County FIPS025
State FIPS26
Time Zone5
Day Light SavingY
MSA3720
PMSA
CSA310
CBSA12980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBattle Creek, MI
MSA_NameKalamazoo-Battle Creek, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees489
Business First Quarter Payroll3450
Business Annual Payroll14778
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population136146
CBSA Division Population0
Congressional District05
Congressional LandArea2348.7
Delivery Residential797
Delivery Business19
Delivery Total1368
Preferred Last Line KeyY12965
Classification Code
Multi-CountyY
CSA NameKalamazoo-Battle Creek-Portage, MI
CBSA_DIV_Name
City State KeyY12965
Land Area57.251000
Water Area0.780000
City Alias Code
City Mixed CaseTekonsha
City Alias Mixed CaseTekonsha
Box Count124
SFDU797
MFDU0
State ANSI26
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number259180
Unique ZIP Name
SSA State County Code23120
Medicare CBSA Code12980
Medicare CBSA NameBattle Creek, MI
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseCalhoun

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