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Compare 49201 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Jackson just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,364 neighbors looking to save on their home insurance policy in the local 49201 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 49201. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Michigan rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Jackson, MI home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Jackson, MI

49201 Home Insurance Average Premiums

Local 49201 homeowners insurance quotes comparison

$497 /yr.

Shows Zip Code: 49201 lowest rates with discounts applied on average.

For the 49201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$497 /yr.
Average Coverage:$747 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1047 /yr.

What is the average home insurance cost for a home in 49201?

  • • The average homeowners insurance premium paid annually for a home in 49201 is around $747 per year.

What does it cost on average per month for home insurance in 49201?

  • • Homeowners in 49201 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 49201?

  • • Autoowners in 49201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 49201.
Review average rates in another zip code:
49201 homeowners insurance rates
49203 homeowners insurance rates
49202 homeowners insurance rates

Home Replacement Cost Coverage in 49201

Average Building Cost Per Square Foot in 49201: $132

Location: Jackson, Michigan (Jackson County)

Average Square Footage in 49201: 1,245 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49201 before you start any project. Jackson homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,245 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,245$164,300
Additional Upgrades & Added Features$1651,245$205,375
Major Home Updates or Advancements$1981,245$246,450

It's important to understand that when you estimate your replacement cost of your home in the 49201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49201

Farm BUR Insurance Group

Address: 304 West Ganson Street Jackson, MI 49201
Phone: (517)782-0485
Website: www.farmbureauinsurance-mi.com

Reidman Corporation

Address: 110 1st St Jackson, MI 49201
Phone: (517)787-7400
Website:

Anderson Steve Insurance

Address: 611 Wildwood Avenue Rear Jackson, MI 49201
Phone: (517)782-9700
Website: www.anderson-ins.com

Anderson Insurance Agency Inc

Address: 611 Wildwood Avenue Rear Jackson, MI 49201
Phone: (517)782-0983
Website: www.anderson-ins.com

Nelson Robert P

Address: 304 West Ganson Street Jackson, MI 49201
Phone: (517)782-0485
Website:

Best Home & Auto Insurance Agencies in 49201

Robert- Dale A - State Farm Insurance Agent

Address: 6608 Brooklyn Rd Jackson, MI 49201
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group of Companies

Address: 2639 Shirley Dr Jackson, MI 49201
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Reidman Corporation

Address: 110 1st St Jackson, MI 49201
Phone:
Website:
Info:

Collins Insurance Agency Inc

Address: 505 Wildwood Ave Jackson, MI 49201
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 6692 Spring Arbor Rd Spring Arbor Twp, MI 49201
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 49201

Population Review for 49201 Zip Code

For the city of Jackson, the population within 49201 has increased to over 44,012 residents in population size. The current population total is 47,747. We have broken down the population based on race below. In 49201, there are over 26681 in male population and 21066 females.

PopulationValues
Total Population47,747
White Population38572
Black Population5054
Hispanic Population1696
Asian Population569
Hawaiian Population7
Indian Population250
Other Population432
Male Population26681
Female Population21066
Population Estimate44012

Household Data for 49201

The average number of homes in 49201 is around 16,364, there are an average of 2.47 per household. The average house value according to local real estate values is around $164,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,364
Persons Per Household2.47
Average House Value$164,300
Income Per Household$65284
Median Age41.0
Median Age Male40.2
Median Age Female42.7
49201 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityJackson
City Alias NameJACKSON
CountyJackson
County FIPS075
State FIPS26
Time Zone5
Day Light SavingY
MSA3520
PMSA
CSA
CBSA27100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MI
MSA_NameJackson, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses806
Number Of Employees16861
Business First Quarter Payroll303662
Business Annual Payroll1221027
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population160248
CBSA Division Population0
Congressional District05
Congressional LandArea2348.7
Delivery Residential17819
Delivery Business979
Delivery Total18750
Preferred Last Line KeyY12137
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY12137
Land Area155.008000
Water Area4.731000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU13053
MFDU697
State ANSI26
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number254800
Unique ZIP Name
SSA State County Code23370
Medicare CBSA Code27100
Medicare CBSA NameJackson, MI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseJackson

Michigan Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]