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49251 Homeowners Insurance Quotes & Rates

Leslie residents living within the 2,387 homes available in the zip code of 49251 are shopping online to compare cheaper and more affordable Leslie, MI home insurance rates. In the great city of Leslie, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Michigan is around $721 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 49251 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 49251 home insurance rates today! Please give us a call now at 1-855-976-2656. For Leslie, MI Homeowners Insurance Quotes, Click to easily get started!

49251 Home Insurance Average Premiums

Local 49251 homeowners insurance quotes comparison

$471 /yr.

Shows Zip Code: 49251 lowest rates with discounts applied on average.

For the 49251, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$471 /yr.
Average Coverage:$721 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1021 /yr.

What is the average home insurance cost for a home in 49251?

  • • The average homeowners insurance premium paid annually for a home in 49251 is around $721 per year.

What does it cost on average per month for home insurance in 49251?

  • • Homeowners in 49251 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 49251?

  • • Autoowners in 49251 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leslie area, check out other zip codes nearby 49251.
Review average rates in another zip code:
49251 homeowners insurance rates

Home Replacement Cost Coverage in 49251

Average Building Cost Per Square Foot in 49251: $132

Location: Leslie, Michigan (Ingham County)

Average Square Footage in 49251: 1,202 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49251 before you start any project. Leslie homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49251 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49251 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,202 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leslie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,202$158,600
Additional Upgrades & Added Features$1651,202$198,250
Major Home Updates or Advancements$1981,202$237,900

It's important to understand that when you estimate your replacement cost of your home in the 49251 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49251

Leonard C Rouse Agency

Address: 208 South Main Street Leslie, MI 49251
Phone: (517)589-5313
Website:

Rouse Insurance

Address: 208 South Main Street Leslie, MI 49251
Phone: (517)589-5313
Website:

Best Home & Auto Insurance Agencies in 49251

Housing Demographics for 49251

Population Review for 49251 Zip Code

For the city of Leslie, the population within 49251 has increased to over 5,964 residents in population size. The current population total is 6,136. We have broken down the population based on race below. In 49251, there are over 3083 in male population and 3053 females.

PopulationValues
Total Population6,136
White Population5662
Black Population27
Hispanic Population247
Asian Population18
Hawaiian Population0
Indian Population22
Other Population63
Male Population3083
Female Population3053
Population Estimate5964

Household Data for 49251

The average number of homes in 49251 is around 2,387, there are an average of 2.56 per household. The average house value according to local real estate values is around $158,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,387
Persons Per Household2.56
Average House Value$158,600
Income Per Household$78403
Median Age42.6
Median Age Male42.3
Median Age Female42.8
49251 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517
CityLeslie
City Alias NameLESLIE
CountyIngham
County FIPS065
State FIPS26
Time Zone5
Day Light SavingY
MSA4040
PMSA
CSA330
CBSA29620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLansing-East Lansing, MI
MSA_NameLansing-East Lansing, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees428
Business First Quarter Payroll3317
Business Annual Payroll13951
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population464036
CBSA Division Population0
Congressional District05|07|08
Congressional LandArea2348.7|4227.73|1503.18
Delivery Residential2330
Delivery Business41
Delivery Total2698
Preferred Last Line KeyY12239
Classification Code
Multi-County
CSA NameLansing-East Lansing-Owosso, MI
CBSA_DIV_Name
City State KeyY12239
Land Area58.319000
Water Area0.246000
City Alias Code
City Mixed CaseLeslie
City Alias Mixed CaseLeslie
Box Count186
SFDU2245
MFDU32
State ANSI26
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number255400
Unique ZIP Name
SSA State County Code23320
Medicare CBSA Code29620
Medicare CBSA NameLansing-East Lansing, MI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseIngham

Michigan Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]