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49289 Homeowners Insurance Quotes & Rates

Weston residents living within the 54 homes available in the zip code of 49289 are shopping online to compare cheaper and more affordable Weston, MI home insurance rates. In the great city of Weston, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Michigan is around $753 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 49289 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 49289 home insurance rates today! Please give us a call now at 1-855-976-2656. For Weston, MI Homeowners Insurance Quotes, Click to easily get started!

49289 Home Insurance Average Premiums

Local 49289 homeowners insurance quotes comparison

$503 /yr.

Shows Zip Code: 49289 lowest rates with discounts applied on average.

For the 49289, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$503 /yr.
Average Coverage:$753 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1053 /yr.

What is the average home insurance cost for a home in 49289?

  • • The average homeowners insurance premium paid annually for a home in 49289 is around $753 per year.

What does it cost on average per month for home insurance in 49289?

  • • Homeowners in 49289 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 49289?

  • • Autoowners in 49289 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weston area, check out other zip codes nearby 49289.
Review average rates in another zip code:
49289 homeowners insurance rates

Home Replacement Cost Coverage in 49289

Average Building Cost Per Square Foot in 49289: $132

Location: Weston, Michigan (Lenawee County)

Average Square Footage in 49289: 502 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49289 before you start any project. Weston homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49289 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49289 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 502 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132502$66,300
Additional Upgrades & Added Features$165502$82,875
Major Home Updates or Advancements$198502$99,450

It's important to understand that when you estimate your replacement cost of your home in the 49289 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49289

Best Home & Auto Insurance Agencies in 49289

Housing Demographics for 49289

Population Review for 49289 Zip Code

For the city of Weston, the population within 49289 has increased to over 0 residents in population size. The current population total is 104. We have broken down the population based on race below. In 49289, there are over 41 in male population and 63 females.

PopulationValues
Total Population104
White Population94
Black Population0
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population41
Female Population63
Population Estimate0

Household Data for 49289

The average number of homes in 49289 is around 54, there are an average of 1.93 per household. The average house value according to local real estate values is around $66,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode54
Persons Per Household1.93
Average House Value$66,300
Income Per Household$64063
Median Age54.0
Median Age Male59.5
Median Age Female47.8
49289 DetailsValues
StateMI
State Full NameMichigan
City TypeZ
City Alias Abbreviation
Area Code517
CityWeston
City Alias NameWESTON
CountyLenawee
County FIPS091
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA0440
CSA220
CBSA10300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAdrian, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameAnn Arbor, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population99892
CBSA Division Population0
Congressional District05
Congressional LandArea2348.7
Delivery Residential0
Delivery Business0
Delivery Total87
Preferred Last Line KeyY13092
Classification CodeP
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_Name
City State KeyY13092
Land Area0.236000
Water Area0.000000
City Alias Code
City Mixed CaseWeston
City Alias Mixed CaseWeston
Box Count57
SFDU0
MFDU0
State ANSI26
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number259838
Unique ZIP Name
SSA State County Code23450
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLenawee

Michigan Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]