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Compare 49341 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Rockford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,721 neighbors looking to save on their home insurance policy in the local 49341 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 49341. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Michigan rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Rockford, MI home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Rockford, MI

49341 Home Insurance Average Premiums

Local 49341 homeowners insurance quotes comparison

$502 /yr.

Shows Zip Code: 49341 lowest rates with discounts applied on average.

For the 49341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$502 /yr.
Average Coverage:$752 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1052 /yr.

What is the average home insurance cost for a home in 49341?

  • • The average homeowners insurance premium paid annually for a home in 49341 is around $752 per year.

What does it cost on average per month for home insurance in 49341?

  • • Homeowners in 49341 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 49341?

  • • Autoowners in 49341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockford area, check out other zip codes nearby 49341.
Review average rates in another zip code:
49341 homeowners insurance rates

Home Replacement Cost Coverage in 49341

Average Building Cost Per Square Foot in 49341: $132

Location: Rockford, Michigan (Kent County)

Average Square Footage in 49341: 2,005 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49341 before you start any project. Rockford homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,005 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1322,005$264,600
Additional Upgrades & Added Features$1652,005$330,750
Major Home Updates or Advancements$1982,005$396,900

It's important to understand that when you estimate your replacement cost of your home in the 49341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49341

Best Home & Auto Insurance Agencies in 49341

Benjamin Kacprzyk-Farmers Insurance

Address: 500 Northland Dr NE, Ste 308 Rockford, MI 49341
Phone:
Website: http://www.farmers.com/
Info:

Richardson- R W - State Farm Insurance Agent

Address: 6207 Brewer Ave NE Rockford, MI 49341
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Rick Koryto State Farm

Address: 11 N Main St, #A Rockford, MI 49341
Phone:
Website: http://www.statefarm.com/
Info:

Muir- Milon J

Address: 8460 Algoma Ave NE Rockford, MI 49341
Phone:
Website:
Info:

Koryto- Richard E

Address: 11 N Main St Rockford, MI 49341
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 49341

Population Review for 49341 Zip Code

For the city of Rockford, the population within 49341 has increased to over 41,549 residents in population size. The current population total is 38,250. We have broken down the population based on race below. In 49341, there are over 18804 in male population and 19446 females.

PopulationValues
Total Population38,250
White Population35080
Black Population255
Hispanic Population1255
Asian Population379
Hawaiian Population7
Indian Population93
Other Population357
Male Population18804
Female Population19446
Population Estimate41549

Household Data for 49341

The average number of homes in 49341 is around 13,721, there are an average of 2.78 per household. The average house value according to local real estate values is around $264,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,721
Persons Per Household2.78
Average House Value$264,600
Income Per Household$101037
Median Age39.3
Median Age Male38.6
Median Age Female39.9
49341 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code616
CityRockford
City Alias NameROCKFORD
CountyKent
County FIPS081
State FIPS26
Time Zone5
Day Light SavingY
MSA3000
PMSA
CSA266
CBSA24340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Rapids-Wyoming-Kentwood, MI
MSA_NameGrand Rapids-Muskegon-Holland, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses800
Number Of Employees7396
Business First Quarter Payroll74405
Business Annual Payroll354497
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population774160
CBSA Division Population0
Congressional District02|03
Congressional LandArea3281.19|2628.74
Delivery Residential14946
Delivery Business596
Delivery Total15754
Preferred Last Line KeyY12674
Classification Code
Multi-County
CSA NameGrand Rapids-Wyoming, MI
CBSA_DIV_Name
City State KeyY12674
Land Area84.520000
Water Area3.874000
City Alias Code
City Mixed CaseRockford
City Alias Mixed CaseRockford
Box Count76
SFDU12153
MFDU543
State ANSI26
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number258090
Unique ZIP Name
SSA State County Code23400
Medicare CBSA Code24340
Medicare CBSA NameGrand Rapids-Kentwood, MI
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseKent

Michigan Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]