Get multiple home insurance quotes in 49418. Our licensed 49418, MI agents are ready to serve you.

Homeowners Insurance in 49418

For homeowners living in 49418, you want more affordable home insurance rates in Grandville, right? Our rates are very competitive for homeowners living in the great city of Grandville, MI. Many homeowners living in the 49418 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 49418 should appear in the zip code field ready to go. Comparing Grandville, MI Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

49418 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Grandville pay around $765 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Michigan home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 49418 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Grandville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Michigan home insurance premium today!

Get 49418 Homeowners Insurance Rates Now!

49418 Home Insurance Average Premiums

Local 49418 homeowners insurance quotes comparison

$515 /yr.

Shows Zip Code: 49418 lowest rates with discounts applied on average.

For the 49418, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$515 /yr.
Average Coverage:$765 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1065 /yr.

What is the average home insurance cost for a home in 49418?

  • • The average homeowners insurance premium paid annually for a home in 49418 is around $765 per year.

What does it cost on average per month for home insurance in 49418?

  • • Homeowners in 49418 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 49418?

  • • Autoowners in 49418 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grandville area, check out other zip codes nearby 49418.
Review average rates in another zip code:
49418 homeowners insurance rates

Home Replacement Cost Coverage in 49418

Average Building Cost Per Square Foot in 49418: $132

Location: Grandville, Michigan (Kent County)

Average Square Footage in 49418: 1,701 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49418 before you start any project. Grandville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49418 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49418 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,701 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grandville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,701$224,500
Additional Upgrades & Added Features$1651,701$280,625
Major Home Updates or Advancements$1981,701$336,750

It's important to understand that when you estimate your replacement cost of your home in the 49418 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49418

Lighthouse Insurance Group

Address: 4461 Wilson Avenue Southwest Grandville, MI 49418
Phone: (616)531-4870
Website:

Berends Hendricks Stuit Insurance Agency Inc

Address: 3055 44th Street Southwest Grandville, MI 49418
Phone: (616)531-1900
Website:

Best Home & Auto Insurance Agencies in 49418

Drew Condon Ins Agcy Inc - State Farm Insurance Agent

Address: 2845 Ivanrest Ave SW Grandville, MI 49418
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kacos Insurance Agency Incorporated

Address: 4187 Chicago Dr SW, Ste 2 Grandville, MI 49418
Phone:
Website: http://www.kacosins.com/
Info:

Allstate Insurance Company - Mark Noffsinger

Address: 2845 Wilson Ave SW Grandville, MI 49418
Phone:
Website: http://www.allstateagencies.com/035783?cid=OTC-YP.com-IYP&att=TL
Info:

Berends Hendricks Stuit

Address: 3055 44th St SW Grandville, MI 49418
Phone:
Website: http://www.bhsins.com/
Info:

Jurgens- Douglas R

Address: 3942 30th St SW Grandville, MI 49418
Phone:
Website:
Info:

Housing Demographics for 49418

Population Review for 49418 Zip Code

For the city of Grandville, the population within 49418 has increased to over 32,240 residents in population size. The current population total is 30,520. We have broken down the population based on race below. In 49418, there are over 14790 in male population and 15730 females.

PopulationValues
Total Population30,520
White Population25674
Black Population993
Hispanic Population2117
Asian Population956
Hawaiian Population9
Indian Population122
Other Population716
Male Population14790
Female Population15730
Population Estimate32240

Household Data for 49418

The average number of homes in 49418 is around 11,715, there are an average of 2.56 per household. The average house value according to local real estate values is around $224,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,715
Persons Per Household2.56
Average House Value$224,500
Income Per Household$74637
Median Age37.6
Median Age Male36.7
Median Age Female38.6
49418 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code616
CityGrandville
City Alias NameGRANDVILLE
CountyKent
County FIPS081
State FIPS26
Time Zone5
Day Light SavingY
MSA3000
PMSA
CSA266
CBSA24340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Rapids-Wyoming-Kentwood, MI
MSA_NameGrand Rapids-Muskegon-Holland, MI MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1080
Number Of Employees16986
Business First Quarter Payroll183841
Business Annual Payroll798198
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population774160
CBSA Division Population0
Congressional District02|03|04
Congressional LandArea3281.19|2628.74|8457.8
Delivery Residential12594
Delivery Business1101
Delivery Total15454
Preferred Last Line KeyY11984
Classification Code
Multi-CountyY
CSA NameGrand Rapids-Wyoming, MI
CBSA_DIV_Name
City State KeyY11984
Land Area18.988000
Water Area0.571000
City Alias Code
City Mixed CaseGrandville
City Alias Mixed CaseGrandville
Box Count0
SFDU8460
MFDU1104
State ANSI26
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number253930
Unique ZIP Name
SSA State County Code23400
Medicare CBSA Code24340
Medicare CBSA NameGrand Rapids-Kentwood, MI
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseKent

Michigan Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]