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Quickly Revew Homeowners Insurance in 49735

If you own a home in Gaylord, MI you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 49735 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Michigan licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 49735 and start comparing rates now.

49735 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 49735 is $720 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 49735 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Gaylord, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

49735 Home Insurance Average Premiums

Local 49735 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 49735 lowest rates with discounts applied on average.

For the 49735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 49735?

  • • The average homeowners insurance premium paid annually for a home in 49735 is around $720 per year.

What does it cost on average per month for home insurance in 49735?

  • • Homeowners in 49735 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 49735?

  • • Autoowners in 49735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gaylord area, check out other zip codes nearby 49735.
Review average rates in another zip code:
49735 homeowners insurance rates

Home Replacement Cost Coverage in 49735

Average Building Cost Per Square Foot in 49735: $132

Location: Gaylord, Michigan (Otsego County)

Average Square Footage in 49735: 1,200 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49735 before you start any project. Gaylord homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,200 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gaylord area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,200$158,400
Additional Upgrades & Added Features$1651,200$198,000
Major Home Updates or Advancements$1981,200$237,600

It's important to understand that when you estimate your replacement cost of your home in the 49735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49735

Farm Bureau Insurance

Address: 1723 West M 32 Gaylord, MI 49735
Phone: (989)731-0052
Website: www.farmbureauinsurance-mi.com

Best Home & Auto Insurance Agencies in 49735

Prendergast- Carrie C - State Farm Insurance Agent

Address: 621 W 2nd St Gaylord, MI 49735
Phone:
Website:
Info:

Patrick- G Andrew - State Farm Insurance Agent

Address: 1030 S Wisconsin Ave Gaylord, MI 49735
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: 830 S Otsego Ave Gaylord, MI 49735
Phone:
Website:
Info:

Housing Demographics for 49735

Population Review for 49735 Zip Code

For the city of Gaylord, the population within 49735 has increased to over 22,668 residents in population size. The current population total is 20,568. We have broken down the population based on race below. In 49735, there are over 10237 in male population and 10331 females.

PopulationValues
Total Population20,568
White Population19086
Black Population90
Hispanic Population381
Asian Population77
Hawaiian Population2
Indian Population136
Other Population118
Male Population10237
Female Population10331
Population Estimate22668

Household Data for 49735

The average number of homes in 49735 is around 8,449, there are an average of 2.40 per household. The average house value according to local real estate values is around $158,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,449
Persons Per Household2.40
Average House Value$158,400
Income Per Household$59535
Median Age43.9
Median Age Male42.6
Median Age Female45.4
49735 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code989/231
CityGaylord
City Alias NameGAYLORD
CountyOtsego
County FIPS137
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses701
Number Of Employees7934
Business First Quarter Payroll72565
Business Annual Payroll340971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea25027.75
Delivery Residential9445
Delivery Business760
Delivery Total10100
Preferred Last Line KeyY11933
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY11933
Land Area248.584000
Water Area7.733000
City Alias Code
City Mixed CaseGaylord
City Alias Mixed CaseGaylord
Box Count0
SFDU7941
MFDU543
State ANSI26
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number253660
Unique ZIP Name
SSA State County Code23680
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseOtsego

Michigan Homeowners Insurance News & Information

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