Home Insurance Quotes in 49752

Are you shopping for a cheaper homeowners insurance rate in 49752? Our rates are very competitive for homeowners living in Kinross, MI. Many homeowners located in the 49752 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 49752. To get free 49752 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 49752 zip code should appear in the zip code field ready to go. Shopping Kinross, MI Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 49752 to review the best rate coverages.

Your 49752 Home Insurance Costs Is Rated: Medium!

For the great city of Kinross, the average home insurance premium paid annually is around $759 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Michigan specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Kinross and need insurance on your home in the 49752 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 49752 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 49752: $132

Average Square Footage in 49752: 843 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49752 before you start any project. Kinross homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 843 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kinross area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 49752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Barnes Insurance Agency

Household Data for 49752

The average number of homes in 49752 is around 192, there are an average of 2.52 per household. The average house value according to local real estate values is around $111,300. Please review the following demographics below for average income and media age.

• Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

  Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

• Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

  Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

• 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

  According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]