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Compare 49955 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Painesdale just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 159 neighbors looking to save on their home insurance policy in the local 49955 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 49955. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Michigan rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Painesdale, MI home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Painesdale, MI

49955 Home Insurance Average Premiums

Local 49955 homeowners insurance quotes comparison

$509 /yr.

Shows Zip Code: 49955 lowest rates with discounts applied on average.

For the 49955, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$509 /yr.
Average Coverage:$759 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1059 /yr.

What is the average home insurance cost for a home in 49955?

  • • The average homeowners insurance premium paid annually for a home in 49955 is around $759 per year.

What does it cost on average per month for home insurance in 49955?

  • • Homeowners in 49955 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 49955?

  • • Autoowners in 49955 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Painesdale area, check out other zip codes nearby 49955.
Review average rates in another zip code:
49955 homeowners insurance rates

Home Replacement Cost Coverage in 49955

Average Building Cost Per Square Foot in 49955: $132

Location: Painesdale, Michigan (Houghton County)

Average Square Footage in 49955: 506 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49955 before you start any project. Painesdale homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49955 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49955 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 506 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Painesdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132506$66,800
Additional Upgrades & Added Features$165506$83,500
Major Home Updates or Advancements$198506$100,200

It's important to understand that when you estimate your replacement cost of your home in the 49955 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49955

Best Home & Auto Insurance Agencies in 49955

Housing Demographics for 49955

Population Review for 49955 Zip Code

For the city of Painesdale, the population within 49955 has increased to over 0 residents in population size. The current population total is 383. We have broken down the population based on race below. In 49955, there are over 219 in male population and 164 females.

PopulationValues
Total Population383
White Population376
Black Population2
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population219
Female Population164
Population Estimate0

Household Data for 49955

The average number of homes in 49955 is around 159, there are an average of 2.41 per household. The average house value according to local real estate values is around $66,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode159
Persons Per Household2.41
Average House Value$66,800
Income Per Household$56354
Median Age38.1
Median Age Male34.2
Median Age Female40.0
49955 DetailsValues
StateMI
State Full NameMichigan
City TypeZ
City Alias Abbreviation
Area Code906
CityPainesdale
City Alias NamePAINESDALE
CountyHoughton
County FIPS061
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA26340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHoughton, MI
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll42
Business Annual Payroll205
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38784
CBSA Division Population0
Congressional District01
Congressional LandArea25027.75
Delivery Residential0
Delivery Business0
Delivery Total212
Preferred Last Line KeyY12541
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY12541
Land Area8.022000
Water Area0.065000
City Alias Code
City Mixed CasePainesdale
City Alias Mixed CasePainesdale
Box Count207
SFDU0
MFDU0
State ANSI26
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number257270
Unique ZIP Name
SSA State County Code23300
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseHoughton

Michigan Homeowners Insurance News & Information

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