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55030 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 55030 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Grasston, MN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 55030 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Minnesota, like average Grasston homeowners insurance rates, coverage options or home insurance types, please select Grasston, MN Home Insurance Rates Online!

55030 Home Insurance Average Premiums

Local 55030 homeowners insurance quotes comparison

$828 /yr.

Shows Zip Code: 55030 lowest rates with discounts applied on average.

For the 55030, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$828 /yr.
Average Coverage:$1078 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1378 /yr.

What is the average home insurance cost for a home in 55030?

  • • The average homeowners insurance premium paid annually for a home in 55030 is around $1078 per year.

What does it cost on average per month for home insurance in 55030?

  • • Homeowners in 55030 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 55030?

  • • Autoowners in 55030 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grasston area, check out other zip codes nearby 55030.
Review average rates in another zip code:
55030 homeowners insurance rates

Home Replacement Cost Coverage in 55030

Average Building Cost Per Square Foot in 55030: $188

Location: Grasston, Minnesota (Pine County)

Average Square Footage in 55030: 898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55030 before you start any project. Grasston homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55030 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55030 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 898 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grasston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188898$168,900
Additional Upgrades & Added Features$235898$211,125
Major Home Updates or Advancements$282898$253,350

It's important to understand that when you estimate your replacement cost of your home in the 55030 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55030

Best Home & Auto Insurance Agencies in 55030

Housing Demographics for 55030

Population Review for 55030 Zip Code

For the city of Grasston, the population within 55030 has increased to over 1,472 residents in population size. The current population total is 1,323. We have broken down the population based on race below. In 55030, there are over 696 in male population and 627 females.

PopulationValues
Total Population1,323
White Population1236
Black Population2
Hispanic Population17
Asian Population17
Hawaiian Population1
Indian Population5
Other Population5
Male Population696
Female Population627
Population Estimate1472

Household Data for 55030

The average number of homes in 55030 is around 503, there are an average of 2.63 per household. The average house value according to local real estate values is around $168,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode503
Persons Per Household2.63
Average House Value$168,900
Income Per Household$60962
Median Age46.0
Median Age Male47.5
Median Age Female44.8
55030 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code320
CityGrasston
City Alias NameGRASSTON
CountyPine
County FIPS115
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees61
Business First Quarter Payroll345
Business Annual Payroll1839
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential560
Delivery Business2
Delivery Total620
Preferred Last Line KeyY25384
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY25384
Land Area39.180000
Water Area0.506000
City Alias Code
City Mixed CaseGrasston
City Alias Mixed CaseGrasston
Box Count50
SFDU544
MFDU0
State ANSI27
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number263900
Unique ZIP Name
SSA State County Code24570
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CasePine

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]