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55068 Home Insurance Rates & Premiums

Did you know there are over 31,593 people living within the 55068 zip code area? There are over 10,951 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 55068.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Minnesota are on the rise. The estimated average premium is around $1,058 a year for a standard homeowners insurance policy in Rosemount. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Rosemount, MN Homeowners Insurance Quotes Online

55068 Home Insurance Average Premiums

Local 55068 homeowners insurance quotes comparison

$808 /yr.

Shows Zip Code: 55068 lowest rates with discounts applied on average.

For the 55068, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$808 /yr.
Average Coverage:$1058 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1358 /yr.

What is the average home insurance cost for a home in 55068?

  • • The average homeowners insurance premium paid annually for a home in 55068 is around $1058 per year.

What does it cost on average per month for home insurance in 55068?

  • • Homeowners in 55068 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 55068?

  • • Autoowners in 55068 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rosemount area, check out other zip codes nearby 55068.
Review average rates in another zip code:
55068 homeowners insurance rates

Home Replacement Cost Coverage in 55068

Average Building Cost Per Square Foot in 55068: $188

Location: Rosemount, Minnesota (Dakota County)

Average Square Footage in 55068: 1,567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55068 before you start any project. Rosemount homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55068 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55068 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,567 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rosemount area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,567$294,600
Additional Upgrades & Added Features$2351,567$368,250
Major Home Updates or Advancements$2821,567$441,900

It's important to understand that when you estimate your replacement cost of your home in the 55068 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55068

Liggett Insurance Agency-Paul Olson

Address: 4153 Dakota Drive Rosemount, MN 55068
Phone: (651)322-6664
Website:

Best Home & Auto Insurance Agencies in 55068

Eggen- Paul S - State Farm Insurance Agent

Address: 14450 S Robert Trl, #206 Rosemount, MN 55068
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Liggett Insurance Agency-Paul Olson

Address: 4153 Dakota Dr Rosemount, MN 55068
Phone:
Website:
Info:

Housing Demographics for 55068

Population Review for 55068 Zip Code

For the city of Rosemount, the population within 55068 has increased to over 34,732 residents in population size. The current population total is 31,593. We have broken down the population based on race below. In 55068, there are over 15576 in male population and 16017 females.

PopulationValues
Total Population31,593
White Population25067
Black Population1725
Hispanic Population1697
Asian Population1725
Hawaiian Population11
Indian Population128
Other Population770
Male Population15576
Female Population16017
Population Estimate34732

Household Data for 55068

The average number of homes in 55068 is around 10,951, there are an average of 2.87 per household. The average house value according to local real estate values is around $294,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,951
Persons Per Household2.87
Average House Value$294,600
Income Per Household$113598
Median Age37.4
Median Age Male36.5
Median Age Female38.3
55068 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code952/651
CityRosemount
City Alias NameROSEMOUNT
CountyDakota
County FIPS037
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses514
Number Of Employees6586
Business First Quarter Payroll109010
Business Annual Payroll466825
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District02
Congressional LandArea2437.91
Delivery Residential12102
Delivery Business302
Delivery Total12583
Preferred Last Line KeyY26203
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26203
Land Area45.966000
Water Area1.999000
City Alias Code
City Mixed CaseRosemount
City Alias Mixed CaseRosemount
Box Count104
SFDU6708
MFDU767
State ANSI27
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number268080
Unique ZIP Name
SSA State County Code24180
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDakota

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]