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Compare 55070 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Saint Francis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,959 neighbors looking to save on their home insurance policy in the local 55070 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 55070. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Saint Francis, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Saint Francis, MN

55070 Home Insurance Average Premiums

Local 55070 homeowners insurance quotes comparison

$892 /yr.

Shows Zip Code: 55070 lowest rates with discounts applied on average.

For the 55070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$892 /yr.
Average Coverage:$1142 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1442 /yr.

What is the average home insurance cost for a home in 55070?

  • • The average homeowners insurance premium paid annually for a home in 55070 is around $1142 per year.

What does it cost on average per month for home insurance in 55070?

  • • Homeowners in 55070 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 55070?

  • • Autoowners in 55070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Francis area, check out other zip codes nearby 55070.
Review average rates in another zip code:
55070 homeowners insurance rates

Home Replacement Cost Coverage in 55070

Average Building Cost Per Square Foot in 55070: $188

Location: Saint Francis, Minnesota (Anoka County)

Average Square Footage in 55070: 1,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55070 before you start any project. Saint Francis homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,269 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Francis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,269$238,600
Additional Upgrades & Added Features$2351,269$298,250
Major Home Updates or Advancements$2821,269$357,900

It's important to understand that when you estimate your replacement cost of your home in the 55070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55070

Best Home & Auto Insurance Agencies in 55070

Housing Demographics for 55070

Population Review for 55070 Zip Code

For the city of Saint Francis, the population within 55070 has increased to over 8,888 residents in population size. The current population total is 8,342. We have broken down the population based on race below. In 55070, there are over 4223 in male population and 4119 females.

PopulationValues
Total Population8,342
White Population7424
Black Population105
Hispanic Population252
Asian Population125
Hawaiian Population0
Indian Population48
Other Population112
Male Population4223
Female Population4119
Population Estimate8888

Household Data for 55070

The average number of homes in 55070 is around 2,959, there are an average of 2.82 per household. The average house value according to local real estate values is around $238,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,959
Persons Per Household2.82
Average House Value$238,600
Income Per Household$89242
Median Age35.4
Median Age Male34.6
Median Age Female36.1
55070 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code763
CitySaint Francis
City Alias NameSAINT FRANCIS
CountyAnoka
County FIPS003
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses134
Number Of Employees888
Business First Quarter Payroll6812
Business Annual Payroll33002
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District06|08
Congressional LandArea2882.22|27908.13
Delivery Residential3152
Delivery Business106
Delivery Total3565
Preferred Last Line KeyY26243
Classification Code
Multi-CountyY
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26243
Land Area25.483000
Water Area0.288000
City Alias Code
City Mixed CaseSaint Francis
City Alias Mixed CaseSaint Francis
Box Count100
SFDU1923
MFDU111
State ANSI27
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number268290
Unique ZIP Name
SSA State County Code24010
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseAnoka

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