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Searching for Homeowners Insurance in 55084

If you are a homeowners that lives in 55084 you may be searching for more affordable homeowners insurance in Taylors Falls. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Taylors Falls, MN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Minnesota licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 55084 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Taylors Falls, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 55084 Home Insurance Costs: high!

In Taylors Falls, homeowners are paying roughly $1110 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 55084 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Taylors Falls are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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55084 Home Insurance Average Premiums

Local 55084 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 55084 lowest rates with discounts applied on average.

For the 55084, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 55084?

  • • The average homeowners insurance premium paid annually for a home in 55084 is around $1110 per year.

What does it cost on average per month for home insurance in 55084?

  • • Homeowners in 55084 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 55084?

  • • Autoowners in 55084 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Taylors Falls area, check out other zip codes nearby 55084.
Review average rates in another zip code:
55084 homeowners insurance rates

Home Replacement Cost Coverage in 55084

Average Building Cost Per Square Foot in 55084: $188

Location: Taylors Falls, Minnesota (Chisago County)

Average Square Footage in 55084: 1,233 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55084 before you start any project. Taylors Falls homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55084 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55084 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,233 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Taylors Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,233$231,800
Additional Upgrades & Added Features$2351,233$289,750
Major Home Updates or Advancements$2821,233$347,700

It's important to understand that when you estimate your replacement cost of your home in the 55084 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55084

Best Home & Auto Insurance Agencies in 55084

Housing Demographics for 55084

Population Review for 55084 Zip Code

For the city of Taylors Falls, the population within 55084 has increased to over 1,710 residents in population size. The current population total is 1,777. We have broken down the population based on race below. In 55084, there are over 880 in male population and 897 females.

PopulationValues
Total Population1,777
White Population1635
Black Population14
Hispanic Population23
Asian Population17
Hawaiian Population0
Indian Population11
Other Population8
Male Population880
Female Population897
Population Estimate1710

Household Data for 55084

The average number of homes in 55084 is around 726, there are an average of 2.42 per household. The average house value according to local real estate values is around $231,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode726
Persons Per Household2.42
Average House Value$231,800
Income Per Household$70000
Median Age43.4
Median Age Male40.4
Median Age Female46.0
55084 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code651
CityTaylors Falls
City Alias NameTAYLORS FALLS
CountyChisago
County FIPS025
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees384
Business First Quarter Payroll1416
Business Annual Payroll7314
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential707
Delivery Business13
Delivery Total855
Preferred Last Line KeyY26520
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26520
Land Area24.821000
Water Area0.922000
City Alias Code
City Mixed CaseTaylors Falls
City Alias Mixed CaseTaylors Falls
Box Count88
SFDU658
MFDU48
State ANSI27
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number269160
Unique ZIP Name
SSA State County Code24120
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseChisago

Minnesota Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]