55112 Home Insurance Rates & Premiums

Did you know there are over 46,728 people living within the 55112 zip code area? There are over 17,890 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

We will shop up to 12 home insurance companies for free.
We will apply all discounts and credits to help you save up to 40% or more.
We will answer any questions that you may.
We will review the best policy and coverage option in 55112.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Minnesota are on the rise. The estimated average premium is around $1,098 a year for a standard homeowners insurance policy in Saint Paul. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Saint Paul, MN Homeowners Insurance Quotes Online

55112 Home Insurance Average Premiums

Local 55112 homeowners insurance quotes comparison

$848 /yr.

Shows Zip Code: 55112 lowest rates with discounts applied on average.

For the 55112, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$848 /yr.
Average Coverage:	$1098 /yr.
2600 sq. ft. or higher (all discounts applied)	$1398 /yr.

What is the average home insurance cost for a home in 55112?

• The average homeowners insurance premium paid annually for a home in 55112 is around $1098 per year.

What does it cost on average per month for home insurance in 55112?

• Homeowners in 55112 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 55112?

• Autoowners in 55112 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Paul area, check out other zip codes nearby 55112.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 55112

Average Building Cost Per Square Foot in 55112: $188

Location: Saint Paul, Minnesota (Ramsey County)

Average Square Footage in 55112: 1,464 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55112 before you start any project. Saint Paul homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55112 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55112 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,464 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Paul area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$188	1,464	$275,200
Additional Upgrades & Added Features	$235	1,464	$344,000
Major Home Updates or Advancements	$282	1,464	$412,800

Calculate Your Dwelling Coverage in 55112

It's important to understand that when you estimate your replacement cost of your home in the 55112 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 55112

Rose- Theodore P

Address: 2402 W County Road I Mounds View, MN 55112
Phone:
Website:
Info:

Slick- Brent O - State Farm Insurance Agent

Address: 4061 Lexington Ave N, #200 Arden Hills, MN 55112
Phone:
Website:
Info:

Slick, Brent O - State Farm Insurance Agent

Address: 4061 Lexington Ave N Arden Hills, MN 55112
Phone:
Website: http://www.twincities.citysearch.com/profile/external/46276519/arden_hills_mn/slick_brent_o_state_farm_insurance_agent.html
Info:

American Family Insurance- Adam L Mohr Agency Incorporated

Address: 2722 I-694 Service Rd New Brighton, MN 55112
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__adam_l_mohr_agency_inc-b2111980&mkt=63801
Info:

Byrnes- Allan H

Address: 2046 Silver Lake Rd NW New Brighton, MN 55112
Phone:
Website:
Info:

Housing Demographics for 55112

Population Review for 55112 Zip Code

For the city of Saint Paul, the population within 55112 has increased to over 47,565 residents in population size. The current population total is 46,728. We have broken down the population based on race below. In 55112, there are over 22674 in male population and 24054 females.

Population	Values
Total Population	46,728
White Population	33410
Black Population	4267
Hispanic Population	3405
Asian Population	3630
Hawaiian Population	33
Indian Population	238
Other Population	1820
Male Population	22674
Female Population	24054
Population Estimate	47565

Household Data for 55112

The average number of homes in 55112 is around 17,890, there are an average of 2.50 per household. The average house value according to local real estate values is around $275,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	17,890
Persons Per Household	2.50
Average House Value	$275,200
Income Per Household	$82197
Median Age	37.6
Median Age Male	36.8
Median Age Female	38.4

55112 Details	Values
State	MN
State Full Name	Minnesota
City Type	P
City Alias Abbreviation
Area Code	651/763/952
City	Saint Paul
City Alias Name	SAINT PAUL
County	Ramsey
County FIPS	123
State FIPS	27
Time Zone	6
Day Light Saving	Y
MSA	5120
PMSA
CSA	378
CBSA	33460
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Minneapolis-St. Paul-Bloomington, MN-WI
MSA_Name	Minneapolis-St. Paul, MN-WI MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1120
Number Of Employees	28114
Business First Quarter Payroll	491999
Business Annual Payroll	2090838
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3279833
CBSA Division Population	0
Congressional District	04\|05
Congressional LandArea	332.49\|135.66
Delivery Residential	19026
Delivery Business	927
Delivery Total	20321
Preferred Last Line Key	Y26254
Classification Code
Multi-County
CSA Name	Minneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State Key	Y26254
Land Area	17.465000
Water Area	1.631000
City Alias Code
City Mixed Case	Saint Paul
City Alias Mixed Case	Saint Paul
Box Count	183
SFDU	10865
MFDU	5681
State ANSI	27
County ANSI	123
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	268360
Unique ZIP Name
SSA State County Code	24610
Medicare CBSA Code	33460
Medicare CBSA Name	Minneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Ramsey

Minnesota Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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