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Home Insurance Rates in 55302

For homeowners shopping online in 55302, our insurance rates are very competitive for homeowners living in Annandale, MN. Many homeowners based out of the great city of Annandale have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 55302, simply click the "Get Multiple Quotes Now" button. Your 55302 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Annandale, MN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

55302 Home Insurance Rating is: High!

If you live in 55302, you can easily save up to 40% off the average home insurance premium of $1151 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Annandale can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 55302 today!

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55302 Home Insurance Average Premiums

Local 55302 homeowners insurance quotes comparison

$901 /yr.

Shows Zip Code: 55302 lowest rates with discounts applied on average.

For the 55302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$901 /yr.
Average Coverage:$1151 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1451 /yr.

What is the average home insurance cost for a home in 55302?

  • • The average homeowners insurance premium paid annually for a home in 55302 is around $1151 per year.

What does it cost on average per month for home insurance in 55302?

  • • Homeowners in 55302 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 55302?

  • • Autoowners in 55302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Annandale area, check out other zip codes nearby 55302.
Review average rates in another zip code:
55302 homeowners insurance rates

Home Replacement Cost Coverage in 55302

Average Building Cost Per Square Foot in 55302: $188

Location: Annandale, Minnesota (Wright County)

Average Square Footage in 55302: 1,535 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55302 before you start any project. Annandale homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,535 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Annandale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,535$288,600
Additional Upgrades & Added Features$2351,535$360,750
Major Home Updates or Advancements$2821,535$432,900

It's important to understand that when you estimate your replacement cost of your home in the 55302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55302

Best Home & Auto Insurance Agencies in 55302

Miller- Larry L - State Farm Insurance Agent

Address: 66 Oak Ave N Annandale, MN 55302
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance CO Data Line

Address: 99 Cherry Ave S Annandale, MN 55302
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 55302

Population Review for 55302 Zip Code

For the city of Annandale, the population within 55302 has increased to over 7,792 residents in population size. The current population total is 7,274. We have broken down the population based on race below. In 55302, there are over 3716 in male population and 3558 females.

PopulationValues
Total Population7,274
White Population6831
Black Population23
Hispanic Population145
Asian Population35
Hawaiian Population1
Indian Population18
Other Population93
Male Population3716
Female Population3558
Population Estimate7792

Household Data for 55302

The average number of homes in 55302 is around 2,972, there are an average of 2.42 per household. The average house value according to local real estate values is around $288,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,972
Persons Per Household2.42
Average House Value$288,600
Income Per Household$78522
Median Age44.0
Median Age Male42.4
Median Age Female45.7
55302 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code320
CityAnnandale
City Alias NameANNANDALE
CountyWright
County FIPS171
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses215
Number Of Employees1809
Business First Quarter Payroll18326
Business Annual Payroll83633
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District06
Congressional LandArea2882.22
Delivery Residential3220
Delivery Business60
Delivery Total4651
Preferred Last Line KeyY24736
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY24736
Land Area67.862000
Water Area12.895000
City Alias Code
City Mixed CaseAnnandale
City Alias Mixed CaseAnnandale
Box Count309
SFDU2580
MFDU216
State ANSI27
County ANSI171
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number260300
Unique ZIP Name
SSA State County Code24850
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWright

Minnesota Homeowners Insurance News & Information

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