Get multiple home insurance quotes in 55303. Our licensed 55303, MN agents are ready to serve you.

Homeowners Insurance in 55303

In Anoka, MN, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 55303 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 55303 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 55303 should appear in the zip code field ready to go.

55303 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Minnesota, you are going to see rates around the average home insurance premium per year of $1100. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Anoka home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 55303 Home Insurance Rates Now!

Best 3 Options to Compare in 55303

If you want homeowners insurance quotes within the city of Anoka or in the 55303 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Anoka, MN.

55303 Home Insurance Average Premiums

Local 55303 homeowners insurance quotes comparison

$850 /yr.

Shows Zip Code: 55303 lowest rates with discounts applied on average.

For the 55303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$850 /yr.
Average Coverage:$1100 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1400 /yr.

What is the average home insurance cost for a home in 55303?

  • • The average homeowners insurance premium paid annually for a home in 55303 is around $1100 per year.

What does it cost on average per month for home insurance in 55303?

  • • Homeowners in 55303 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 55303?

  • • Autoowners in 55303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anoka area, check out other zip codes nearby 55303.
Review average rates in another zip code:
55303 homeowners insurance rates

Home Replacement Cost Coverage in 55303

Average Building Cost Per Square Foot in 55303: $188

Location: Anoka, Minnesota (Anoka County)

Average Square Footage in 55303: 1,467 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55303 before you start any project. Anoka homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,467 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anoka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,467$275,800
Additional Upgrades & Added Features$2351,467$344,750
Major Home Updates or Advancements$2821,467$413,700

It's important to understand that when you estimate your replacement cost of your home in the 55303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55303

Insurance Brokers Of

Address: 13661 Balsam Ln N Ste B Dayton, MN 55303
Phone: (763)323-8220
Website:

Action Insurance Brokers

Address: 300 E Main St Anoka, MN 55303
Phone: (612)546-6334
Website:

Insurance Solutions- Inc

Address: 655 West Main Street Anoka, MN 55303
Phone: (763)422-1551
Website:

Insurance Brokers Of MN

Address: 13661 Balsam Ln N Ste B Dayton, MN 55303
Phone: (763)323-8220
Website:

Allstate Insurance-John Ryan

Address: 617 East Main Street Anoka, MN 55303
Phone: (763)422-0532
Website:

Best Home & Auto Insurance Agencies in 55303

Beth Riebel Ins Agency Inc - State Farm Insurance Agent

Address: 6415 W Highway 10 NW, #106 Ramsey, MN 55303
Phone:
Website:
Info:

Sharon L Weber - Allstate Insurance Company

Address: 224 E Main St Anoka, MN 55303
Phone:
Website: http://www.allstate.com/
Info:

Granstrom- Leroy C

Address: 707 Polk St Anoka, MN 55303
Phone:
Website:
Info:

American Family Insurance Jeremy R Brandt

Address: 901 W Main St Anoka, MN 55303
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance Diane Dworshak

Address: 3651 Round Lake Blvd NW Anoka, MN 55303
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 55303

Population Review for 55303 Zip Code

For the city of Anoka, the population within 55303 has increased to over 54,025 residents in population size. The current population total is 51,480. We have broken down the population based on race below. In 55303, there are over 25811 in male population and 25669 females.

PopulationValues
Total Population51,480
White Population42437
Black Population3258
Hispanic Population1943
Asian Population1557
Hawaiian Population17
Indian Population290
Other Population819
Male Population25811
Female Population25669
Population Estimate54025

Household Data for 55303

The average number of homes in 55303 is around 19,190, there are an average of 2.65 per household. The average house value according to local real estate values is around $275,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,190
Persons Per Household2.65
Average House Value$275,800
Income Per Household$92205
Median Age38.5
Median Age Male37.9
Median Age Female39.2
55303 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code763
CityAnoka
City Alias NameANOKA
CountyAnoka
County FIPS003
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1303
Number Of Employees19018
Business First Quarter Payroll250874
Business Annual Payroll1138325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District03|06
Congressional LandArea527.05|2882.22
Delivery Residential20387
Delivery Business1054
Delivery Total22078
Preferred Last Line KeyY24737
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY24737
Land Area64.363000
Water Area2.606000
City Alias Code
City Mixed CaseAnoka
City Alias Mixed CaseAnoka
Box Count238
SFDU13515
MFDU3787
State ANSI27
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number260310
Unique ZIP Name
SSA State County Code24010
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseAnoka

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]