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55306 Home Insurance Rates

Getting multiple homeowners insurance rates in 55306 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Burnsville, MN. Many homeowners based out of the 55306 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Minnesota licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 55306 should appear in the zip code field ready to go. For Burnsville, MN Home Insurance Quotes, Click to easily get started!

55306 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 55306 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Burnsville. For a basic HO-3, standard homeowners policy, the average premium per year in Minnesota is around $1093. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 55306 zip code today and let us help you save time and money on your homeowners insurance premium.

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55306 Home Insurance Average Premiums

Local 55306 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 55306 lowest rates with discounts applied on average.

For the 55306, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 55306?

  • • The average homeowners insurance premium paid annually for a home in 55306 is around $1093 per year.

What does it cost on average per month for home insurance in 55306?

  • • Homeowners in 55306 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 55306?

  • • Autoowners in 55306 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burnsville area, check out other zip codes nearby 55306.
Review average rates in another zip code:
55337 homeowners insurance rates
55306 homeowners insurance rates

Home Replacement Cost Coverage in 55306

Average Building Cost Per Square Foot in 55306: $188

Location: Burnsville, Minnesota (Dakota County)

Average Square Footage in 55306: 1,619 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55306 before you start any project. Burnsville homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55306 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55306 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,619 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burnsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,619$304,300
Additional Upgrades & Added Features$2351,619$380,375
Major Home Updates or Advancements$2821,619$456,450

It's important to understand that when you estimate your replacement cost of your home in the 55306 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55306

Best Home & Auto Insurance Agencies in 55306

Mark Arens Ins Agency Inc - State Farm Insurance Agent

Address: 14400 W Burnsville Pky Burnsville, MN 55306
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 14250 Buck Hill Rd Burnsville, MN 55306
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 55306

Population Review for 55306 Zip Code

For the city of Burnsville, the population within 55306 has increased to over 18,849 residents in population size. The current population total is 16,984. We have broken down the population based on race below. In 55306, there are over 8381 in male population and 8603 females.

PopulationValues
Total Population16,984
White Population10760
Black Population2216
Hispanic Population2589
Asian Population883
Hawaiian Population18
Indian Population103
Other Population1677
Male Population8381
Female Population8603
Population Estimate18849

Household Data for 55306

The average number of homes in 55306 is around 6,680, there are an average of 2.54 per household. The average house value according to local real estate values is around $304,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,680
Persons Per Household2.54
Average House Value$304,300
Income Per Household$81818
Median Age37.2
Median Age Male35.9
Median Age Female38.5
55306 DetailsValues
StateMN
State Full NameMinnesota
City TypeB
City Alias Abbreviation
Area Code952/651
CityBurnsville
City Alias NameBURNSVILLE
CountyDakota
County FIPS037
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses494
Number Of Employees7958
Business First Quarter Payroll94902
Business Annual Payroll416892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District02
Congressional LandArea2437.91
Delivery Residential7421
Delivery Business355
Delivery Total8764
Preferred Last Line KeyY24936
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY24936
Land Area6.225000
Water Area0.767000
City Alias Code
City Mixed CaseBurnsville
City Alias Mixed CaseBurnsville
Box Count0
SFDU3023
MFDU3168
State ANSI27
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number268490
Unique ZIP Name
SSA State County Code24180
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDakota

Minnesota Homeowners Insurance News & Information

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