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Compare 55313 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Buffalo just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 8,886 neighbors looking to save on their home insurance policy in the local 55313 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 55313. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Buffalo, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Buffalo, MN

55313 Home Insurance Average Premiums

Local 55313 homeowners insurance quotes comparison

$835 /yr.

Shows Zip Code: 55313 lowest rates with discounts applied on average.

For the 55313, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$835 /yr.
Average Coverage:$1085 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1385 /yr.

What is the average home insurance cost for a home in 55313?

  • • The average homeowners insurance premium paid annually for a home in 55313 is around $1085 per year.

What does it cost on average per month for home insurance in 55313?

  • • Homeowners in 55313 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 55313?

  • • Autoowners in 55313 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 55313.
Review average rates in another zip code:
55313 homeowners insurance rates

Home Replacement Cost Coverage in 55313

Average Building Cost Per Square Foot in 55313: $188

Location: Buffalo, Minnesota (Wright County)

Average Square Footage in 55313: 1,315 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55313 before you start any project. Buffalo homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55313 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55313 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,315 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,315$247,300
Additional Upgrades & Added Features$2351,315$309,125
Major Home Updates or Advancements$2821,315$370,950

It's important to understand that when you estimate your replacement cost of your home in the 55313 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55313

Best Home & Auto Insurance Agencies in 55313

Lamont- Cynthia M

Address: 1111 Highway 25 N Buffalo, MN 55313
Phone:
Website:
Info:

Olson- Mark D - State Farm Insurance Agent

Address: 124 Lake Blvd S Buffalo, MN 55313
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: 1008 Commercial Dr Buffalo, MN 55313
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Group Shea Pedersen

Address: 15 1st Ave S Buffalo, MN 55313
Phone:
Website:
Info:

Housing Demographics for 55313

Population Review for 55313 Zip Code

For the city of Buffalo, the population within 55313 has increased to over 25,837 residents in population size. The current population total is 24,406. We have broken down the population based on race below. In 55313, there are over 12143 in male population and 12263 females.

PopulationValues
Total Population24,406
White Population22519
Black Population249
Hispanic Population639
Asian Population213
Hawaiian Population9
Indian Population90
Other Population269
Male Population12143
Female Population12263
Population Estimate25837

Household Data for 55313

The average number of homes in 55313 is around 8,886, there are an average of 2.69 per household. The average house value according to local real estate values is around $247,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,886
Persons Per Household2.69
Average House Value$247,300
Income Per Household$82389
Median Age39.9
Median Age Male38.8
Median Age Female40.8
55313 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code320/763
CityBuffalo
City Alias NameBUFFALO
CountyWright
County FIPS171
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses716
Number Of Employees7220
Business First Quarter Payroll72601
Business Annual Payroll328856
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District06
Congressional LandArea2882.22
Delivery Residential9605
Delivery Business561
Delivery Total10361
Preferred Last Line KeyY24929
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY24929
Land Area107.741000
Water Area11.540000
City Alias Code
City Mixed CaseBuffalo
City Alias Mixed CaseBuffalo
Box Count126
SFDU7825
MFDU1278
State ANSI27
County ANSI171
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number261310
Unique ZIP Name
SSA State County Code24850
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWright

Minnesota Homeowners Insurance News & Information

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