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Home Insurance Rates in 55334

For homeowners shopping online in 55334, our insurance rates are very competitive for homeowners living in Gaylord, MN. Many homeowners based out of the great city of Gaylord have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 55334, simply click the "Get Multiple Quotes Now" button. Your 55334 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Gaylord, MN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

55334 Home Insurance Rating is: High!

If you live in 55334, you can easily save up to 40% off the average home insurance premium of $1097 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Gaylord can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 55334 today!

Get Multiple Home Insurance Rates in 55334!

55334 Home Insurance Average Premiums

Local 55334 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 55334 lowest rates with discounts applied on average.

For the 55334, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 55334?

  • • The average homeowners insurance premium paid annually for a home in 55334 is around $1097 per year.

What does it cost on average per month for home insurance in 55334?

  • • Homeowners in 55334 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 55334?

  • • Autoowners in 55334 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gaylord area, check out other zip codes nearby 55334.
Review average rates in another zip code:
55334 homeowners insurance rates

Home Replacement Cost Coverage in 55334

Average Building Cost Per Square Foot in 55334: $188

Location: Gaylord, Minnesota (Sibley County)

Average Square Footage in 55334: 861 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55334 before you start any project. Gaylord homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55334 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55334 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 861 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gaylord area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188861$161,800
Additional Upgrades & Added Features$235861$202,250
Major Home Updates or Advancements$282861$242,700

It's important to understand that when you estimate your replacement cost of your home in the 55334 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55334

Best Home & Auto Insurance Agencies in 55334

Lundstrom- Mark A - State Farm Insurance Agent

Address: 312 Main Ave Gaylord, MN 55334
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 55334

Population Review for 55334 Zip Code

For the city of Gaylord, the population within 55334 has increased to over 1,841 residents in population size. The current population total is 2,885. We have broken down the population based on race below. In 55334, there are over 1455 in male population and 1430 females.

PopulationValues
Total Population2,885
White Population2357
Black Population20
Hispanic Population587
Asian Population20
Hawaiian Population1
Indian Population6
Other Population250
Male Population1455
Female Population1430
Population Estimate1841

Household Data for 55334

The average number of homes in 55334 is around 1,182, there are an average of 2.37 per household. The average house value according to local real estate values is around $161,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,182
Persons Per Household2.37
Average House Value$161,800
Income Per Household$58861
Median Age42.5
Median Age Male39.8
Median Age Female45.7
55334 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityGaylord
City Alias NameGAYLORD
CountySibley
County FIPS143
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees1298
Business First Quarter Payroll10997
Business Annual Payroll46290
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|07
Congressional LandArea11973.99|33429.31
Delivery Residential777
Delivery Business28
Delivery Total1462
Preferred Last Line KeyY25335
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY25335
Land Area84.858000
Water Area1.928000
City Alias Code
City Mixed CaseGaylord
City Alias Mixed CaseGaylord
Box Count560
SFDU513
MFDU237
State ANSI27
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number263530
Unique ZIP Name
SSA State County Code24710
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSibley

Minnesota Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]