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55379 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 55379? There are over 16,314 occupied homes in the 55379 area. With a population size of 48,254, it's not uncommon for residence of Shakopee, MN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Minnesota is around $1,077 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 55379 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Shakopee, MN Home Insurance Rate Quotes
55379 Home Insurance Average Premiums
$827 /yr.
Shows Zip Code: 55379 lowest rates with discounts applied on average.
For the 55379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $827 /yr. |
| Average Coverage: | $1077 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1377 /yr. |
What is the average home insurance cost for a home in 55379?
- • The average homeowners insurance premium paid annually for a home in 55379 is around $1077 per year.
What does it cost on average per month for home insurance in 55379?
- • Homeowners in 55379 pay a monthly average cost per month around $90.00.
What kind of discount could I get if I combine my home and auto insurance together in 55379?
- • Autoowners in 55379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Shakopee area, check out other zip codes nearby 55379.
Review average rates in another zip code:
55379 homeowners insurance rates
Home Replacement Cost Coverage in 55379
Average Building Cost Per Square Foot in 55379: $188
Location: Shakopee, Minnesota (Scott County)Average Square Footage in 55379: 1,596 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 55379 before you start any project. Shakopee homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 55379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,596 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shakopee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $188 | 1,596 | $300,000 |
| Additional Upgrades & Added Features | $235 | 1,596 | $375,000 |
| Major Home Updates or Advancements | $282 | 1,596 | $450,000 |
It's important to understand that when you estimate your replacement cost of your home in the 55379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 55379
Allstate Insurance - Michael A. Grzeskowiak
Address: 1100 E 4th Ave #110 Shakopee, MN 55379Phone: (952)233-0310
Website:
Allstate Insurance - Darren Mc Neil
Address: 100 Fuller St S #155 Shakopee, MN 55379Phone: (952)233-7277
Website:
AA Auto & Home Insurance
Address: 232 1st Avenue East Shakopee, MN 55379Phone: (952)233-8823
Website:
Best Home & Auto Insurance Agencies in 55379
Allstate Insurance - Darren Mc Neil
Address: 100 Fuller St N, #S-155 Shakopee, MN 55379Phone:
Website:
Info:
Billings- Bradley B - State Farm Insurance Agent
Address: 421 1st Ave E Shakopee, MN 55379Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance - Michael A. Grzeskowiak
Address: 1100 4th Ave E, #E110 Shakopee, MN 55379Phone:
Website:
Info:
American Family Insurance District Office
Address: 5240 Valley Industrial Blvd N Shakopee, MN 55379Phone:
Website:
Info:
Kucera- Gerard T - State Farm Insurance Agent
Address: 175 1st Ave E Shakopee, MN 55379Phone:
Website:
Info:
Housing Demographics for 55379
Population Review for 55379 Zip Code
For the city of Shakopee, the population within 55379 has increased to over 53,528 residents in population size. The current population total is 48,254. We have broken down the population based on race below. In 55379, there are over 23730 in male population and 24524 females.
| Population | Values |
|---|---|
| Total Population | 48,254 |
| White Population | 31673 |
| Black Population | 4148 |
| Hispanic Population | 4943 |
| Asian Population | 5277 |
| Hawaiian Population | 20 |
| Indian Population | 789 |
| Other Population | 2648 |
| Male Population | 23730 |
| Female Population | 24524 |
| Population Estimate | 53528 |
Household Data for 55379
The average number of homes in 55379 is around 16,314, there are an average of 2.90 per household. The average house value according to local real estate values is around $300,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 16,314 |
| Persons Per Household | 2.90 |
| Average House Value | $300,000 |
| Income Per Household | $95602 |
| Median Age | 35.5 |
| Median Age Male | 34.8 |
| Median Age Female | 36.1 |
| 55379 Details | Values |
|---|---|
| State | MN |
| State Full Name | Minnesota |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 952 |
| City | Shakopee |
| City Alias Name | SHAKOPEE |
| County | Scott |
| County FIPS | 139 |
| State FIPS | 27 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5120 |
| PMSA | |
| CSA | 378 |
| CBSA | 33460 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Minneapolis-St. Paul-Bloomington, MN-WI |
| MSA_Name | Minneapolis-St. Paul, MN-WI MSA |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1069 |
| Number Of Employees | 24686 |
| Business First Quarter Payroll | 328369 |
| Business Annual Payroll | 1481186 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 3279833 |
| CBSA Division Population | 0 |
| Congressional District | 02 |
| Congressional LandArea | 2437.91 |
| Delivery Residential | 18458 |
| Delivery Business | 923 |
| Delivery Total | 22641 |
| Preferred Last Line Key | Y26292 |
| Classification Code | |
| Multi-County | |
| CSA Name | Minneapolis-St. Paul, MN-WI |
| CBSA_DIV_Name | |
| City State Key | Y26292 |
| Land Area | 57.875000 |
| Water Area | 2.308000 |
| City Alias Code | |
| City Mixed Case | Shakopee |
| City Alias Mixed Case | Shakopee |
| Box Count | 209 |
| SFDU | 9610 |
| MFDU | 3553 |
| State ANSI | 27 |
| County ANSI | 139 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 268600 |
| Unique ZIP Name | |
| SSA State County Code | 24690 |
| Medicare CBSA Code | 33460 |
| Medicare CBSA Name | Minneapolis-St. Paul-Bloomington, MN-WI |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Scott |
Minnesota Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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