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55710 Homeowners Insurance Quotes & Rates

Britt residents living within the 586 homes available in the zip code of 55710 are shopping online to compare cheaper and more affordable Britt, MN home insurance rates. In the great city of Britt, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Minnesota is around $1,128 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 55710 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 55710 home insurance rates today! Please give us a call now at 1-855-976-2656. For Britt, MN Homeowners Insurance Quotes, Click to easily get started!

55710 Home Insurance Average Premiums

Local 55710 homeowners insurance quotes comparison

$878 /yr.

Shows Zip Code: 55710 lowest rates with discounts applied on average.

For the 55710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$878 /yr.
Average Coverage:$1128 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1428 /yr.

What is the average home insurance cost for a home in 55710?

  • • The average homeowners insurance premium paid annually for a home in 55710 is around $1128 per year.

What does it cost on average per month for home insurance in 55710?

  • • Homeowners in 55710 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 55710?

  • • Autoowners in 55710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Britt area, check out other zip codes nearby 55710.
Review average rates in another zip code:
55710 homeowners insurance rates

Home Replacement Cost Coverage in 55710

Average Building Cost Per Square Foot in 55710: $188

Location: Britt, Minnesota (Saint Louis County)

Average Square Footage in 55710: 791 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55710 before you start any project. Britt homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 791 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Britt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188791$148,800
Additional Upgrades & Added Features$235791$186,000
Major Home Updates or Advancements$282791$223,200

It's important to understand that when you estimate your replacement cost of your home in the 55710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55710

Best Home & Auto Insurance Agencies in 55710

Housing Demographics for 55710

Population Review for 55710 Zip Code

For the city of Britt, the population within 55710 has increased to over 1,446 residents in population size. The current population total is 1,327. We have broken down the population based on race below. In 55710, there are over 697 in male population and 630 females.

PopulationValues
Total Population1,327
White Population1277
Black Population3
Hispanic Population14
Asian Population0
Hawaiian Population0
Indian Population6
Other Population8
Male Population697
Female Population630
Population Estimate1446

Household Data for 55710

The average number of homes in 55710 is around 586, there are an average of 2.26 per household. The average house value according to local real estate values is around $148,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode586
Persons Per Household2.26
Average House Value$148,800
Income Per Household$78508
Median Age50.0
Median Age Male48.9
Median Age Female51.5
55710 DetailsValues
StateMN
State Full NameMinnesota
City TypeN
City Alias Abbreviation
Area Code218
CityBritt
City Alias NameBRITT
CountySaint Louis
County FIPS137
State FIPS27
Time Zone6
Day Light SavingY
MSA2240
PMSA
CSA228
CBSA20260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDuluth, MN-WI
MSA_NameDuluth-Superior, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees48
Business First Quarter Payroll176
Business Annual Payroll1027
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population279771
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential640
Delivery Business7
Delivery Total668
Preferred Last Line Key018379
Classification Code
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State Key018379
Land Area86.166000
Water Area4.064000
City Alias Code
City Mixed CaseBritt
City Alias Mixed CaseBritt
Box Count0
SFDU639
MFDU0
State ANSI27
County ANSI137
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number260280
Unique ZIP Name
SSA State County Code24680
Medicare CBSA Code20260
Medicare CBSA NameDuluth, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSaint Louis

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]