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55713 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 55713? There are over 431 occupied homes in the 55713 area. With a population size of 979, it's not uncommon for residence of Buhl, MN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Minnesota is around $1,092 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 55713 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Buhl, MN Home Insurance Rate Quotes

55713 Home Insurance Average Premiums

Local 55713 homeowners insurance quotes comparison

$842 /yr.

Shows Zip Code: 55713 lowest rates with discounts applied on average.

For the 55713, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$842 /yr.
Average Coverage:$1092 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1392 /yr.

What is the average home insurance cost for a home in 55713?

  • • The average homeowners insurance premium paid annually for a home in 55713 is around $1092 per year.

What does it cost on average per month for home insurance in 55713?

  • • Homeowners in 55713 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 55713?

  • • Autoowners in 55713 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buhl area, check out other zip codes nearby 55713.
Review average rates in another zip code:
55713 homeowners insurance rates

Home Replacement Cost Coverage in 55713

Average Building Cost Per Square Foot in 55713: $188

Location: Buhl, Minnesota (Saint Louis County)

Average Square Footage in 55713: 582 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55713 before you start any project. Buhl homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55713 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55713 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 582 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buhl area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188582$109,500
Additional Upgrades & Added Features$235582$136,875
Major Home Updates or Advancements$282582$164,250

It's important to understand that when you estimate your replacement cost of your home in the 55713 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55713

Best Home & Auto Insurance Agencies in 55713

Housing Demographics for 55713

Population Review for 55713 Zip Code

For the city of Buhl, the population within 55713 has increased to over 0 residents in population size. The current population total is 979. We have broken down the population based on race below. In 55713, there are over 472 in male population and 507 females.

PopulationValues
Total Population979
White Population914
Black Population7
Hispanic Population16
Asian Population3
Hawaiian Population0
Indian Population11
Other Population2
Male Population472
Female Population507
Population Estimate0

Household Data for 55713

The average number of homes in 55713 is around 431, there are an average of 2.09 per household. The average house value according to local real estate values is around $109,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode431
Persons Per Household2.09
Average House Value$109,500
Income Per Household$51014
Median Age44.8
Median Age Male42.7
Median Age Female48.5
55713 DetailsValues
StateMN
State Full NameMinnesota
City TypeZ
City Alias Abbreviation
Area Code218
CityBuhl
City Alias NameBUHL
CountySaint Louis
County FIPS137
State FIPS27
Time Zone6
Day Light SavingY
MSA2240
PMSA
CSA228
CBSA20260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDuluth, MN-WI
MSA_NameDuluth-Superior, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees329
Business First Quarter Payroll4974
Business Annual Payroll18497
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population279771
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential0
Delivery Business0
Delivery Total456
Preferred Last Line KeyY24932
Classification CodeP
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State KeyY24932
Land Area7.415000
Water Area0.235000
City Alias Code
City Mixed CaseBuhl
City Alias Mixed CaseBuhl
Box Count437
SFDU0
MFDU0
State ANSI27
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number261330
Unique ZIP Name
SSA State County Code24680
Medicare CBSA Code20260
Medicare CBSA NameDuluth, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSaint Louis

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