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Home Insurance Rates in 55742

For homeowners shopping online in 55742, our insurance rates are very competitive for homeowners living in Goodland, MN. Many homeowners based out of the great city of Goodland have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 55742, simply click the "Get Multiple Quotes Now" button. Your 55742 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Goodland, MN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

55742 Home Insurance Rating is: High!

If you live in 55742, you can easily save up to 40% off the average home insurance premium of $1082 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Goodland can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 55742 today!

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55742 Home Insurance Average Premiums

Local 55742 homeowners insurance quotes comparison

$832 /yr.

Shows Zip Code: 55742 lowest rates with discounts applied on average.

For the 55742, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$832 /yr.
Average Coverage:$1082 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1382 /yr.

What is the average home insurance cost for a home in 55742?

  • • The average homeowners insurance premium paid annually for a home in 55742 is around $1082 per year.

What does it cost on average per month for home insurance in 55742?

  • • Homeowners in 55742 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 55742?

  • • Autoowners in 55742 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goodland area, check out other zip codes nearby 55742.
Review average rates in another zip code:
55742 homeowners insurance rates

Home Replacement Cost Coverage in 55742

Average Building Cost Per Square Foot in 55742: $188

Location: Goodland, Minnesota (Itasca County)

Average Square Footage in 55742: 1,031 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55742 before you start any project. Goodland homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55742 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55742 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,031 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,031$193,800
Additional Upgrades & Added Features$2351,031$242,250
Major Home Updates or Advancements$2821,031$290,700

It's important to understand that when you estimate your replacement cost of your home in the 55742 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55742

Best Home & Auto Insurance Agencies in 55742

Housing Demographics for 55742

Population Review for 55742 Zip Code

For the city of Goodland, the population within 55742 has increased to over 330 residents in population size. The current population total is 312. We have broken down the population based on race below. In 55742, there are over 149 in male population and 163 females.

PopulationValues
Total Population312
White Population284
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population6
Other Population2
Male Population149
Female Population163
Population Estimate330

Household Data for 55742

The average number of homes in 55742 is around 135, there are an average of 2.31 per household. The average house value according to local real estate values is around $193,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode135
Persons Per Household2.31
Average House Value$193,800
Income Per Household$68594
Median Age51.0
Median Age Male46.5
Median Age Female51.5
55742 DetailsValues
StateMN
State Full NameMinnesota
City TypeN
City Alias Abbreviation
Area Code218
CityGoodland
City Alias NameGOODLAND
CountyItasca
County FIPS061
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA228
CBSA24330
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGrand Rapids, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees32
Business First Quarter Payroll122
Business Annual Payroll520
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential143
Delivery Business4
Delivery Total147
Preferred Last Line Key012251
Classification Code
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State Key012251
Land Area36.854000
Water Area1.271000
City Alias Code
City Mixed CaseGoodland
City Alias Mixed CaseGoodland
Box Count0
SFDU134
MFDU0
State ANSI27
County ANSI061
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number269585
Unique ZIP Name
SSA State County Code24300
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseItasca

Minnesota Homeowners Insurance News & Information

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