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55752 Homeowners Insurance Quotes & Rates

Jacobson residents living within the 187 homes available in the zip code of 55752 are shopping online to compare cheaper and more affordable Jacobson, MN home insurance rates. In the great city of Jacobson, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Minnesota is around $1,083 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 55752 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 55752 home insurance rates today! Please give us a call now at 1-855-976-2656. For Jacobson, MN Homeowners Insurance Quotes, Click to easily get started!

55752 Home Insurance Average Premiums

Local 55752 homeowners insurance quotes comparison

$833 /yr.

Shows Zip Code: 55752 lowest rates with discounts applied on average.

For the 55752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$833 /yr.
Average Coverage:$1083 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1383 /yr.

What is the average home insurance cost for a home in 55752?

  • • The average homeowners insurance premium paid annually for a home in 55752 is around $1083 per year.

What does it cost on average per month for home insurance in 55752?

  • • Homeowners in 55752 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 55752?

  • • Autoowners in 55752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacobson area, check out other zip codes nearby 55752.
Review average rates in another zip code:
55752 homeowners insurance rates

Home Replacement Cost Coverage in 55752

Average Building Cost Per Square Foot in 55752: $188

Location: Jacobson, Minnesota (Itasca County)

Average Square Footage in 55752: 849 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55752 before you start any project. Jacobson homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 849 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacobson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188849$159,700
Additional Upgrades & Added Features$235849$199,625
Major Home Updates or Advancements$282849$239,550

It's important to understand that when you estimate your replacement cost of your home in the 55752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55752

Best Home & Auto Insurance Agencies in 55752

Housing Demographics for 55752

Population Review for 55752 Zip Code

For the city of Jacobson, the population within 55752 has increased to over 500 residents in population size. The current population total is 401. We have broken down the population based on race below. In 55752, there are over 201 in male population and 200 females.

PopulationValues
Total Population401
White Population377
Black Population1
Hispanic Population6
Asian Population1
Hawaiian Population0
Indian Population6
Other Population0
Male Population201
Female Population200
Population Estimate500

Household Data for 55752

The average number of homes in 55752 is around 187, there are an average of 2.14 per household. The average house value according to local real estate values is around $159,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode187
Persons Per Household2.14
Average House Value$159,700
Income Per Household$76250
Median Age55.4
Median Age Male56.0
Median Age Female55.1
55752 DetailsValues
StateMN
State Full NameMinnesota
City TypeN
City Alias Abbreviation
Area Code218
CityJacobson
City Alias NameJACOBSON
CountyItasca
County FIPS061
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA228
CBSA24330
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGrand Rapids, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees10
Business First Quarter Payroll55
Business Annual Payroll194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential234
Delivery Business3
Delivery Total304
Preferred Last Line Key018380
Classification Code
Multi-CountyY
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State Key018380
Land Area174.668000
Water Area3.290000
City Alias Code
City Mixed CaseJacobson
City Alias Mixed CaseJacobson
Box Count0
SFDU234
MFDU0
State ANSI27
County ANSI061
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number269585
Unique ZIP Name
SSA State County Code24300
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseItasca

Minnesota Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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