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Compare 55753 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 55753 area? The average homeowners premium in Minnesota for a standard homeowners policy is around $1,112/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 55753 zip code, the population size is around 970 with 440 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 55753.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Keewatin, MN Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. MN RateDiscountsSavingsShop Rates
$1,481up to 40% off$592

55753 Home Insurance Average Premiums

Local 55753 homeowners insurance quotes comparison

$862 /yr.

Shows Zip Code: 55753 lowest rates with discounts applied on average.

For the 55753, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$862 /yr.
Average Coverage:$1112 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1412 /yr.

What is the average home insurance cost for a home in 55753?

  • • The average homeowners insurance premium paid annually for a home in 55753 is around $1112 per year.

What does it cost on average per month for home insurance in 55753?

  • • Homeowners in 55753 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 55753?

  • • Autoowners in 55753 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Keewatin area, check out other zip codes nearby 55753.
Review average rates in another zip code:
55753 homeowners insurance rates

Home Replacement Cost Coverage in 55753

Average Building Cost Per Square Foot in 55753: $188

Location: Keewatin, Minnesota (Itasca County)

Average Square Footage in 55753: 315 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55753 before you start any project. Keewatin homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55753 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55753 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 315 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Keewatin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188315$59,300
Additional Upgrades & Added Features$235315$74,125
Major Home Updates or Advancements$282315$88,950

It's important to understand that when you estimate your replacement cost of your home in the 55753 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55753

Best Home & Auto Insurance Agencies in 55753

Housing Demographics for 55753

Population Review for 55753 Zip Code

For the city of Keewatin, the population within 55753 has increased to over 0 residents in population size. The current population total is 970. We have broken down the population based on race below. In 55753, there are over 472 in male population and 498 females.

PopulationValues
Total Population970
White Population885
Black Population3
Hispanic Population12
Asian Population3
Hawaiian Population1
Indian Population7
Other Population2
Male Population472
Female Population498
Population Estimate0

Household Data for 55753

The average number of homes in 55753 is around 440, there are an average of 2.20 per household. The average house value according to local real estate values is around $59,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode440
Persons Per Household2.20
Average House Value$59,300
Income Per Household$46221
Median Age42.9
Median Age Male41.7
Median Age Female43.8
55753 DetailsValues
StateMN
State Full NameMinnesota
City TypeZ
City Alias Abbreviation
Area Code218
CityKeewatin
City Alias NameKEEWATIN
CountyItasca
County FIPS061
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA228
CBSA24330
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGrand Rapids, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees469
Business First Quarter Payroll11199
Business Annual Payroll51396
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential0
Delivery Business0
Delivery Total498
Preferred Last Line KeyY25567
Classification CodeP
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State KeyY25567
Land Area0.880000
Water Area0.071000
City Alias Code
City Mixed CaseKeewatin
City Alias Mixed CaseKeewatin
Box Count460
SFDU0
MFDU0
State ANSI27
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number264970
Unique ZIP Name
SSA State County Code24300
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseItasca

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]