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Compare 55758 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Kinney just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 62 neighbors looking to save on their home insurance policy in the local 55758 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 55758. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Kinney, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Kinney, MN

55758 Home Insurance Average Premiums

Local 55758 homeowners insurance quotes comparison

$863 /yr.

Shows Zip Code: 55758 lowest rates with discounts applied on average.

For the 55758, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$863 /yr.
Average Coverage:$1113 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1413 /yr.

What is the average home insurance cost for a home in 55758?

  • • The average homeowners insurance premium paid annually for a home in 55758 is around $1113 per year.

What does it cost on average per month for home insurance in 55758?

  • • Homeowners in 55758 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 55758?

  • • Autoowners in 55758 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kinney area, check out other zip codes nearby 55758.
Review average rates in another zip code:
55758 homeowners insurance rates

Home Replacement Cost Coverage in 55758

Average Building Cost Per Square Foot in 55758: $188

Location: Kinney, Minnesota (Saint Louis County)

Average Square Footage in 55758: 330 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55758 before you start any project. Kinney homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55758 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55758 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 330 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kinney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188330$62,000
Additional Upgrades & Added Features$235330$77,500
Major Home Updates or Advancements$282330$93,000

It's important to understand that when you estimate your replacement cost of your home in the 55758 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55758

Best Home & Auto Insurance Agencies in 55758

Housing Demographics for 55758

Population Review for 55758 Zip Code

For the city of Kinney, the population within 55758 has increased to over 178 residents in population size. The current population total is 156. We have broken down the population based on race below. In 55758, there are over 79 in male population and 77 females.

PopulationValues
Total Population156
White Population139
Black Population1
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population5
Other Population0
Male Population79
Female Population77
Population Estimate178

Household Data for 55758

The average number of homes in 55758 is around 62, there are an average of 2.52 per household. The average house value according to local real estate values is around $62,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode62
Persons Per Household2.52
Average House Value$62,000
Income Per Household$46528
Median Age38.8
Median Age Male35.4
Median Age Female43.5
55758 DetailsValues
StateMN
State Full NameMinnesota
City TypeN
City Alias Abbreviation
Area Code218
CityKinney
City Alias NameKINNEY
CountySaint Louis
County FIPS137
State FIPS27
Time Zone6
Day Light SavingY
MSA2240
PMSA
CSA228
CBSA20260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDuluth, MN-WI
MSA_NameDuluth-Superior, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population279771
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential71
Delivery Business5
Delivery Total142
Preferred Last Line Key011710
Classification Code
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State Key011710
Land Area1.685000
Water Area0.146000
City Alias Code
City Mixed CaseKinney
City Alias Mixed CaseKinney
Box Count67
SFDU8
MFDU1
State ANSI27
County ANSI137
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number266570
Unique ZIP Name
SSA State County Code24680
Medicare CBSA Code20260
Medicare CBSA NameDuluth, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSaint Louis

Minnesota Homeowners Insurance News & Information

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