Get multiple home insurance quotes in 55764. Our licensed 55764, MN agents are ready to serve you.

55764, MN Homeowners Insurance Rates

With a population size of 504 and with 215 occupied homes in the 55764 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Marble, MN are around $1,103 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Marble, Minnesota. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Minnesota home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Marble, MN.

For Minnesota home insurance information, including average Marble home insurance rates, coverage options or the different homeowners insurance types, please select Marble, MN Home Insurance Quotes Now!

55764 Home Insurance Average Premiums

Local 55764 homeowners insurance quotes comparison

$853 /yr.

Shows Zip Code: 55764 lowest rates with discounts applied on average.

For the 55764, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$853 /yr.
Average Coverage:$1103 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1403 /yr.

What is the average home insurance cost for a home in 55764?

  • • The average homeowners insurance premium paid annually for a home in 55764 is around $1103 per year.

What does it cost on average per month for home insurance in 55764?

  • • Homeowners in 55764 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 55764?

  • • Autoowners in 55764 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marble area, check out other zip codes nearby 55764.
Review average rates in another zip code:
55764 homeowners insurance rates

Home Replacement Cost Coverage in 55764

Average Building Cost Per Square Foot in 55764: $188

Location: Marble, Minnesota (Itasca County)

Average Square Footage in 55764: 409 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55764 before you start any project. Marble homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55764 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55764 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 409 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marble area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188409$76,800
Additional Upgrades & Added Features$235409$96,000
Major Home Updates or Advancements$282409$115,200

It's important to understand that when you estimate your replacement cost of your home in the 55764 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55764

Best Home & Auto Insurance Agencies in 55764

Housing Demographics for 55764

Population Review for 55764 Zip Code

For the city of Marble, the population within 55764 has increased to over 0 residents in population size. The current population total is 504. We have broken down the population based on race below. In 55764, there are over 264 in male population and 240 females.

PopulationValues
Total Population504
White Population460
Black Population0
Hispanic Population6
Asian Population3
Hawaiian Population0
Indian Population8
Other Population1
Male Population264
Female Population240
Population Estimate0

Household Data for 55764

The average number of homes in 55764 is around 215, there are an average of 2.34 per household. The average house value according to local real estate values is around $76,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode215
Persons Per Household2.34
Average House Value$76,800
Income Per Household$39107
Median Age42.4
Median Age Male42.0
Median Age Female42.7
55764 DetailsValues
StateMN
State Full NameMinnesota
City TypeZ
City Alias Abbreviation
Area Code218
CityMarble
City Alias NameMARBLE
CountyItasca
County FIPS061
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA228
CBSA24330
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGrand Rapids, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees15
Business First Quarter Payroll76
Business Annual Payroll395
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential0
Delivery Business0
Delivery Total248
Preferred Last Line KeyY25775
Classification CodeP
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State KeyY25775
Land Area3.708000
Water Area0.028000
City Alias Code
City Mixed CaseMarble
City Alias Mixed CaseMarble
Box Count238
SFDU0
MFDU0
State ANSI27
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number266060
Unique ZIP Name
SSA State County Code24300
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseItasca

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]