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Homeowners Insurance coverage in 55765

If you are a homeowner in 55765 or Meadowlands, MN you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Meadowlands.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 55765.

Learn more about our homeowners insurance shopping service by selecting the best Meadowlands, MN Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 55765?

Residents of Meadowlands have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Minnesota? While Minnesota is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Minnesota comes in at 13 in the country for homeowners insurance premiums.

If you are living in 55765 zipcode, expect to pay around $1100 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Meadowlands does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

55765 Home Insurance Average Premiums

Local 55765 homeowners insurance quotes comparison

$850 /yr.

Shows Zip Code: 55765 lowest rates with discounts applied on average.

For the 55765, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$850 /yr.
Average Coverage:$1100 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1400 /yr.

What is the average home insurance cost for a home in 55765?

  • • The average homeowners insurance premium paid annually for a home in 55765 is around $1100 per year.

What does it cost on average per month for home insurance in 55765?

  • • Homeowners in 55765 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 55765?

  • • Autoowners in 55765 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Meadowlands area, check out other zip codes nearby 55765.
Review average rates in another zip code:
55765 homeowners insurance rates

Home Replacement Cost Coverage in 55765

Average Building Cost Per Square Foot in 55765: $188

Location: Meadowlands, Minnesota (Saint Louis County)

Average Square Footage in 55765: 772 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55765 before you start any project. Meadowlands homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55765 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55765 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 772 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meadowlands area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188772$145,100
Additional Upgrades & Added Features$235772$181,375
Major Home Updates or Advancements$282772$217,650

It's important to understand that when you estimate your replacement cost of your home in the 55765 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55765

Best Home & Auto Insurance Agencies in 55765

Housing Demographics for 55765

Population Review for 55765 Zip Code

For the city of Meadowlands, the population within 55765 has increased to over 668 residents in population size. The current population total is 780. We have broken down the population based on race below. In 55765, there are over 417 in male population and 363 females.

PopulationValues
Total Population780
White Population747
Black Population4
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population4
Other Population1
Male Population417
Female Population363
Population Estimate668

Household Data for 55765

The average number of homes in 55765 is around 347, there are an average of 2.22 per household. The average house value according to local real estate values is around $145,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode347
Persons Per Household2.22
Average House Value$145,100
Income Per Household$56667
Median Age49.4
Median Age Male49.5
Median Age Female49.2
55765 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityMeadowlands
City Alias NameMEADOWLANDS
CountySaint Louis
County FIPS137
State FIPS27
Time Zone6
Day Light SavingY
MSA2240
PMSA
CSA228
CBSA20260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDuluth, MN-WI
MSA_NameDuluth-Superior, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees84
Business First Quarter Payroll584
Business Annual Payroll2837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population279771
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential301
Delivery Business3
Delivery Total374
Preferred Last Line KeyY25804
Classification Code
Multi-County
CSA NameDuluth-Grand Rapids, MN-WI
CBSA_DIV_Name
City State KeyY25804
Land Area141.022000
Water Area0.789000
City Alias Code
City Mixed CaseMeadowlands
City Alias Mixed CaseMeadowlands
Box Count56
SFDU292
MFDU9
State ANSI27
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number266190
Unique ZIP Name
SSA State County Code24680
Medicare CBSA Code20260
Medicare CBSA NameDuluth, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSaint Louis

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]