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Compare 55934 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Eyota just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,244 neighbors looking to save on their home insurance policy in the local 55934 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 55934. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Eyota, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Eyota, MN

55934 Home Insurance Average Premiums

Local 55934 homeowners insurance quotes comparison

$820 /yr.

Shows Zip Code: 55934 lowest rates with discounts applied on average.

For the 55934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$820 /yr.
Average Coverage:$1070 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1370 /yr.

What is the average home insurance cost for a home in 55934?

  • • The average homeowners insurance premium paid annually for a home in 55934 is around $1070 per year.

What does it cost on average per month for home insurance in 55934?

  • • Homeowners in 55934 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 55934?

  • • Autoowners in 55934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eyota area, check out other zip codes nearby 55934.
Review average rates in another zip code:
55934 homeowners insurance rates

Home Replacement Cost Coverage in 55934

Average Building Cost Per Square Foot in 55934: $188

Location: Eyota, Minnesota (Olmsted County)

Average Square Footage in 55934: 1,297 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55934 before you start any project. Eyota homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,297 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eyota area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,297$243,800
Additional Upgrades & Added Features$2351,297$304,750
Major Home Updates or Advancements$2821,297$365,700

It's important to understand that when you estimate your replacement cost of your home in the 55934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55934

Best Home & Auto Insurance Agencies in 55934

Housing Demographics for 55934

Population Review for 55934 Zip Code

For the city of Eyota, the population within 55934 has increased to over 3,008 residents in population size. The current population total is 3,332. We have broken down the population based on race below. In 55934, there are over 1684 in male population and 1648 females.

PopulationValues
Total Population3,332
White Population3103
Black Population23
Hispanic Population78
Asian Population19
Hawaiian Population2
Indian Population1
Other Population48
Male Population1684
Female Population1648
Population Estimate3008

Household Data for 55934

The average number of homes in 55934 is around 1,244, there are an average of 2.66 per household. The average house value according to local real estate values is around $243,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,244
Persons Per Household2.66
Average House Value$243,800
Income Per Household$76008
Median Age40.7
Median Age Male40.0
Median Age Female41.1
55934 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityEyota
City Alias NameEYOTA
CountyOlmsted
County FIPS109
State FIPS27
Time Zone6
Day Light SavingY
MSA6820
PMSA
CSA462
CBSA40340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, MN
MSA_NameRochester, MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees321
Business First Quarter Payroll3152
Business Annual Payroll16109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population186011
CBSA Division Population0
Congressional District01
Congressional LandArea11973.99
Delivery Residential1131
Delivery Business33
Delivery Total1434
Preferred Last Line KeyY25241
Classification Code
Multi-County
CSA NameRochester-Austin-Winona, MN
CBSA_DIV_Name
City State KeyY25241
Land Area78.508000
Water Area0.000000
City Alias Code
City Mixed CaseEyota
City Alias Mixed CaseEyota
Box Count221
SFDU1008
MFDU66
State ANSI27
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number263070
Unique ZIP Name
SSA State County Code24540
Medicare CBSA Code40340
Medicare CBSA NameRochester, MN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOlmsted

Minnesota Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]