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55976 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 55976 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Stewartville, MN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 55976.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 55976 and start shopping.

Quickly and Easily Compare Average Rates for 55976

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Stewartville, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 55976

Homeowners in Stewartville are paying roughly $1138 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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55976 Home Insurance Average Premiums

Local 55976 homeowners insurance quotes comparison

$888 /yr.

Shows Zip Code: 55976 lowest rates with discounts applied on average.

For the 55976, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$888 /yr.
Average Coverage:$1138 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1438 /yr.

What is the average home insurance cost for a home in 55976?

  • • The average homeowners insurance premium paid annually for a home in 55976 is around $1138 per year.

What does it cost on average per month for home insurance in 55976?

  • • Homeowners in 55976 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 55976?

  • • Autoowners in 55976 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stewartville area, check out other zip codes nearby 55976.
Review average rates in another zip code:
55976 homeowners insurance rates

Home Replacement Cost Coverage in 55976

Average Building Cost Per Square Foot in 55976: $188

Location: Stewartville, Minnesota (Olmsted County)

Average Square Footage in 55976: 1,168 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55976 before you start any project. Stewartville homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55976 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55976 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,168 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stewartville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,168$219,500
Additional Upgrades & Added Features$2351,168$274,375
Major Home Updates or Advancements$2821,168$329,250

It's important to understand that when you estimate your replacement cost of your home in the 55976 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55976

Best Home & Auto Insurance Agencies in 55976

Housing Demographics for 55976

Population Review for 55976 Zip Code

For the city of Stewartville, the population within 55976 has increased to over 8,770 residents in population size. The current population total is 8,338. We have broken down the population based on race below. In 55976, there are over 4020 in male population and 4318 females.

PopulationValues
Total Population8,338
White Population7700
Black Population91
Hispanic Population268
Asian Population46
Hawaiian Population1
Indian Population31
Other Population90
Male Population4020
Female Population4318
Population Estimate8770

Household Data for 55976

The average number of homes in 55976 is around 3,236, there are an average of 2.56 per household. The average house value according to local real estate values is around $219,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,236
Persons Per Household2.56
Average House Value$219,500
Income Per Household$84346
Median Age37.4
Median Age Male36.4
Median Age Female38.5
55976 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityStewartville
City Alias NameSTEWARTVILLE
CountyOlmsted
County FIPS109
State FIPS27
Time Zone6
Day Light SavingY
MSA6820
PMSA
CSA462
CBSA40340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, MN
MSA_NameRochester, MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses147
Number Of Employees1821
Business First Quarter Payroll16598
Business Annual Payroll74862
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population186011
CBSA Division Population0
Congressional District01
Congressional LandArea11973.99
Delivery Residential3426
Delivery Business142
Delivery Total3688
Preferred Last Line KeyY26482
Classification Code
Multi-CountyY
CSA NameRochester-Austin-Winona, MN
CBSA_DIV_Name
City State KeyY26482
Land Area91.043000
Water Area0.000000
City Alias Code
City Mixed CaseStewartville
City Alias Mixed CaseStewartville
Box Count53
SFDU2297
MFDU285
State ANSI27
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number268970
Unique ZIP Name
SSA State County Code24540
Medicare CBSA Code40340
Medicare CBSA NameRochester, MN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOlmsted

Minnesota Homeowners Insurance News & Information

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